Synchrony Financial

Market Movers (8-K)

NYSE
Synchrony Financial provides its monthly charge-off and delinquency statistics for the thirteen months ending June 30, 2026, showing a 30+ delinquency rate of 4.2% and an adjusted net charge-off rate of 5.2% for June 2026.
NYSE
Synchrony Financial announced Q2 2026 net earnings of $885 million, or $2.59 per diluted share, with strong purchase volume growth and improved net interest margin.
NYSE
Synchrony Financial announces key executive leadership changes to drive digital growth, customer experience, and AI initiatives, with Carol Juel appointed CEO of the Digital platform.
NYSE
Synchrony Financial stockholders re-elected all director nominees, ratified KPMG LLP as auditors, and approved executive compensation at the 2026 Annual Meeting.
NYSE
Synchrony Financial has completed a public offering of 500,000 depositary shares, each representing a 1/100th interest in its 7.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series C.
Capital raise
NYSE
Synchrony Financial provides its monthly charge-off and delinquency statistics for the thirteen months ending March 31, 2026, detailing loan receivables, delinquency rates, and net charge-off rates.

Quarterly Earnings (10-Q)

NYSE
Synchrony Financial reports mixed results for Q2 2026, with increased net interest income offset by higher operating expenses and a slight decrease in net earnings.
Capital raise
NYSE
Synchrony Financial reported a strong first quarter for 2026, with net earnings increasing to $805 million, driven by higher net interest income and a decrease in the provision for credit losses.
NYSE
Synchrony Financial reported a significant increase in net earnings for Q3 2025, driven by lower credit loss provisions and reduced interest expenses, alongside strategic partner expansions and increased capital returns.
Better than expected
NYSE
Synchrony Financial announced a significant increase in quarterly net earnings, driven by lower credit loss provisions and improved credit metrics, alongside an expanded share repurchase program and increased dividend.
Better than expected
Capital raise
NYSE
Synchrony Financial's Q1 2025 net earnings decreased to $757 million, primarily due to the absence of a prior-year gain on sale and increased retailer share arrangements, partially offset by a decrease in provision for credit losses.
Worse than expected
NYSE
Synchrony Financial's Q3 2024 earnings increased to $789 million, driven by higher net interest income and strategic moves, despite a decrease in purchase volume.
Worse than expected
Delay expected

Annual Reports (10-K)

NYSE
Synchrony Financial reported a 1.5% increase in net earnings to $3.6 billion for 2025, driven by lower credit losses and reduced interest expense, despite a slight decrease in loan receivables.
Delay expected
NYSE
Synchrony Financial reports a 56.3% increase in net earnings for 2024, driven by strategic acquisitions and dispositions, while proactively addressing regulatory changes and maintaining robust capital and liquidity levels.
NYSE
Synchrony Financial's 10-K filing provides a detailed overview of its securities, governance, and regulatory landscape, highlighting its common stock and depositary shares.
Worse than expected

Insider Trading (Form 4)

NYSE
Brian D Doubles, See remarks and a Director of Synchrony Financial, reported a transaction in 2,353 shares of common stock on July 28, 2026.
NYSE
Synchrony Financial Director P.W. Parker acquired 789 shares of common stock on June 30, 2026, valued at $76.05 per share.
NYSE
Leonard Alves Paget, a Director at Synchrony Financial, acquired 789 shares of common stock on June 30, 2026, through a transaction valued at $76.05 per share.
NYSE
Deborah G. Ellinger, a Director at Synchrony Financial, acquired 789 shares of common stock on June 30, 2026, as reported in a Form 4 filing.
NYSE
Laurel Richie, a Director at Synchrony Financial, has acquired 789 shares of common stock.
NYSE
Jeffrey G. Naylor, a Director at Synchrony Financial, acquired 1,200 shares of common stock on June 30, 2026, through a transaction valued at $76.05 per share.

Proxy Statements (Def-14A)

NYSE
Synchrony Financial announces its 2025 Annual Meeting and provides details on how stockholders can vote on key proposals.
NYSE
Synchrony Financial's proxy statement outlines the agenda for the 2025 Annual Meeting of Stockholders, director nominees, and executive compensation details, highlighting the company's performance and governance practices.
Better than expected
NYSE
Synchrony Financial is urging shareholders to approve its executive compensation plan, highlighting support from Glass Lewis and disputing concerns raised by ISS regarding peer data and group selection.
Worse than expected
NYSE
Synchrony Financial has filed a definitive proxy statement with the SEC, indicating upcoming shareholder meetings and voting on key corporate matters.
NYSE
Synchrony Financial's proxy statement details the company's executive compensation, corporate governance, and proposals for the 2024 Annual Meeting of Stockholders.

Schedule 13G - Passive Investments

NYSE
Capital World Investors has filed a Schedule 13G, reporting beneficial ownership of 33,796,907 shares, representing 9.7% of Synchrony Financial's common stock as of March 31, 2026.
NYSE
Vanguard Capital Management has reported a beneficial ownership of 7.53% in Synchrony Financial's common stock as of March 31, 2026.
NYSE
Vanguard Portfolio Management has reported beneficial ownership of 18,659,199 shares, representing 5.36% of Synchrony Financial's common stock as of March 31, 2026.
NYSE
The Vanguard Group has filed an amended Schedule 13G for Synchrony Financial, reporting 0% beneficial ownership following an internal realignment that disaggregated reporting responsibilities to its subsidiaries.
NYSE
State Street Corporation has reported a 5.1% beneficial ownership stake in Synchrony Financial, totaling over 19 million shares.
NYSE
BlackRock, Inc. has filed an Amendment No. 10 to its Schedule 13G, reporting a 9.0% beneficial ownership stake in Synchrony Financial as of December 31, 2024.