Synchrony Financial 10-K annual reports

Synchrony Financial reported a 1.5% increase in net earnings to $3.6 billion for 2025, driven by lower credit losses and reduced interest expense, despite a slight decrease in loan receivables.

Synchrony Financial reports a 56.3% increase in net earnings for 2024, driven by strategic acquisitions and dispositions, while proactively addressing regulatory changes and maintaining robust capital and liquidity levels.

Synchrony Financial's 10-K filing provides a detailed overview of its securities, governance, and regulatory landscape, highlighting its common stock and depositary shares.