Bread Financial Holdings, INC

Market Movers (8-K)

NYSE
Bread Financial Holdings, Inc. released a performance update for the period ending June 30, 2026, detailing credit card loan performance and delinquency rates.
NYSE
Bread Financial Holdings, Inc. announced robust second quarter 2026 financial results, driven by credit sales growth, loan expansion, and increased direct-to-consumer deposits, leading to an improved full-year outlook.
NYSE
Bread Financial Holdings, Inc. announced executive leadership changes, including the retirement of EVP and Chief Commercial Officer Valerie Greer and the promotion of Dennis McCarthy.
NYSE
Bread Financial Holdings, Inc. reported a decrease in net principal loss rate and delinquency rate for May 2026 compared to May 2025.
Better than expected
NYSE
Bread Financial Holdings, Inc. reported a decrease in net principal loss rate and delinquency rate for April 2026 compared to the prior year.
NYSE
Bread Financial Holdings, Inc. has established and issued new Series B Preferred Stock and corresponding Depositary Shares, detailing terms and rights.
Capital raise

Quarterly Earnings (10-Q)

NYSE
Bread Financial reports a significant increase in net income for Q3 2025, driven by improved credit metrics and strategic debt repurchases, despite flat total net interest and non-interest income.
Better than expected
Capital raise
NYSE
Bread Financial Holdings, Inc. reported improved credit metrics and capital ratios in Q2 2025, driven by strategic debt management and share repurchases, despite a slight dip in net interest margin.
Better than expected
Delay expected
Capital raise
NYSE
Bread Financial's Q1 2025 results show a slight increase in credit sales and strategic moves to strengthen its balance sheet.
Worse than expected
NYSE
Bread Financial Holdings saw a decrease in net income for the third quarter of 2024, impacted by strategic credit tightening and expenses related to convertible note repurchases, despite growth in direct-to-consumer deposits.
Worse than expected
NYSE
Bread Financial Holdings saw a decrease in credit sales and net interest margin in Q2 2024, while also experiencing a reserve release and reduced non-interest expenses.
Worse than expected
Delay expected
NYSE
Bread Financial's first quarter saw a decrease in revenue and increased credit loss provisions, influenced by the sale of a major portfolio and a challenging economic environment.
Worse than expected

Annual Reports (10-K)

NYSE
Bread Financial Holdings, Inc. reported a significant increase in 2025 net income and EPS, alongside improved credit metrics and strategic capital optimization.
Better than expected
Capital raise
Delay expected
NYSE
Bread Financial Holdings, Inc. reports its 2024 financial results, highlighting balance sheet improvements and strategic initiatives in a challenging macroeconomic environment.
NYSE
Bread Financial Holdings grants restricted stock units to a non-employee director and files its annual report on Form 10-K, detailing financial performance and strategic initiatives.
Worse than expected
Delay expected
Capital raise

Insider Trading (Form 4)

NYSE
Praniti Lakhwara, a Director of Bread Financial Holdings, Inc., sold 2,802 shares of common stock on July 28, 2026 for $106.12 per share.
NYSE
John C Gerspach, a Director of Bread Financial Holdings, Inc., received 730 shares of common stock on July 15, 2026.
NYSE
Bread Financial Holdings director Praniti Lakhwara was granted 1,638 restricted stock units as part of company compensation.
NYSE
Bread Financial Holdings director Rajesh Natarajan was granted 1,638 restricted stock units vesting in June 2027.
NYSE
Bread Financial Holdings director Joyce St. Clair was granted 1,638 restricted stock units vesting in June 2027.
NYSE
Bread Financial Holdings, Inc. director John J. Fawcett was granted 1,638 restricted stock units vesting in 2027.

Proxy Statements (Def-14A)

NYSE
Bread Financial's 2026 proxy statement outlines director elections, executive compensation, and the proposed 2026 Employee Stock Purchase Plan.
Better than expected
Capital raise
NYSE
Bread Financial Holdings will hold its annual meeting of stockholders on May 13, 2025, to elect directors, conduct an advisory vote on executive compensation, and ratify the selection of Deloitte & Touche LLP as the independent accounting firm.
NYSE
Bread Financial demonstrated resilience in 2024, delivering solid performance and making strategic investments to enhance profitability and shareholder value despite a challenging macroeconomic environment.
NYSE
Bread Financial Holdings will hold its annual meeting of stockholders on May 14, 2024, to vote on the election of directors, executive compensation, an incentive plan, and the ratification of its accounting firm.
NYSE
Bread Financial's proxy statement highlights strategic progress in 2023, board oversight, and proposals for the 2024 annual meeting, including director elections and executive compensation.

Schedule 13G - Passive Investments

NYSE
Vanguard Capital Management has reported beneficial ownership of 5.11% of Bread Financial Holdings Inc.'s common stock as of March 31, 2026.
NYSE
Vanguard Portfolio Management has reported a beneficial ownership of 6.48% in Bread Financial Holdings Inc. common stock as of March 31, 2026.
NYSE
Dimensional Fund Advisors LP has reported an increase in its beneficial ownership of Bread Financial Holdings Inc. common stock, now holding 7.2% of the class.
NYSE
The Vanguard Group reported a 0% beneficial ownership in Bread Financial Holdings Inc. following an internal realignment, disaggregating its reporting.
Worse than expected
NYSE
Turtle Creek Asset Management Inc. has filed an amended Schedule 13G, reporting a 7.5% beneficial ownership stake in Bread Financial Holdings, Inc. as of December 31, 2024.