SCHEDULE: Rivetz Corp. Discloses 12.1% Stake in Netcapital Inc.

Rivetz Corp. has reported beneficial ownership of 950,000 shares, representing 12.1% of the outstanding common stock of Netcapital Inc., as of December 3, 2025.

Summary

• Rivetz Corp. has filed a Schedule 13G, indicating it beneficially owns 950,000 shares of Netcapital Inc. common stock.
• This ownership stake represents 12.1% of the total class of securities.
• The filing date for this event is December 3, 2025.
• Rivetz Corp. has sole voting power and sole dispositive power over these shares.
• The filing was delayed due to suspended CIK access, which was granted recently.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral filing. It reports a significant ownership stake but does not contain operational or financial performance data, nor does it indicate any immediate strategic intent beyond passive investment.

Positives

• Rivetz Corp. has established a significant ownership position in Netcapital Inc., holding over 12% of the company's common stock.
• The reporting entity, Rivetz Corp., has sole voting and dispositive power, indicating clear control over its investment.

Negatives

• The filing indicates a delay in reporting due to CIK access issues, which may raise minor concerns about timely disclosure practices.

Risks

• Potential for increased scrutiny from regulators due to the delayed filing.
• The concentration of ownership by a single entity could influence corporate governance decisions or strategic direction of Netcapital Inc.

Future Outlook

No specific forward-looking statements or guidance are provided in this Schedule 13G filing, as it primarily reports on current ownership status.

Management Comments

• "filing was delayed due to suspended CIK access was granted a few days ago"
• "By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under 240.14a-11."

Industry Context

StockSavvy.ai notes that Schedule 13G filings are common for institutional investors and significant shareholders to disclose holdings exceeding 5% of a company's stock. Rivetz Corp.'s filing indicates a substantial passive investment in Netcapital Inc., a company operating in the financial technology or investment platform sector.

Stakeholder Impact

• Shareholders of Netcapital Inc. may see increased interest in the company's strategic direction due to Rivetz Corp.'s substantial stake.
• Management of Netcapital Inc. may need to consider Rivetz Corp.'s perspective in future strategic decisions.

Next Steps

• Rivetz Corp. will continue to monitor its investment in Netcapital Inc.
• Netcapital Inc. may engage with Rivetz Corp. regarding its significant ownership stake.

Key Dates

Keywords

Netcapital Inc., Rivetz Corp., Schedule 13G, Beneficial Ownership, Common Stock, SEC Filing, Investment, Delaware, CUSIP 64113L202