Form 4: BayFirst Financial Officer's Stock Withholding
Insider Transaction Report
BayFirst Financial's SVP, Chief Accounting Officer, Rhonda S. Tudor, reported the withholding of 228 common shares for tax obligations related to restricted stock awards.
Summary
- Rhonda S. Tudor, SVP, Chief Accounting Officer of BayFirst Financial Corp. (BAFN), reported a transaction on October 24, 2025.
- 228 shares of BayFirst Financial Corp. common stock were disposed of at a price of $9.41 per share.
- This disposition represents shares withheld by the issuer to satisfy tax withholding and remittance obligations in connection with the net settlement of restricted stock awards (RSAs), and does not constitute a sale by Ms. Tudor.
- Following this reported transaction, Ms. Tudor beneficially owns 1,514.5155 shares of BayFirst Financial Corp. common stock.
Sentiment
Score: 5
Explanation: This is a routine compliance filing reporting a non-discretionary tax withholding related to executive compensation, indicating neither positive nor negative sentiment for the company's operational or financial performance.
Positives
- The transaction indicates the vesting of restricted stock awards (RSAs) for a key executive, reflecting ongoing compensation and retention.
Negatives
- NA
Risks
- NA
Future Outlook
NA
Management Comments
- NA
Industry Context
NA
Comparison to Industry Standards
- NA
Management Changes
| Role | Previous Person | New Person | Effective Date | Reason |
|---|---|---|---|---|
Corporate Governance
| Change Type | Description | Effective Date | Impact Assessment |
|---|---|---|---|
Legal Proceedings
- NA
Related Party Transactions
- NA
Stakeholder Impact
- Shareholders: This is a routine executive compensation activity and does not directly impact the company's operations or financial health.
Next Steps
- NA
Key Dates
| Date | Description |
|---|---|
| 10/24/2025 | Transaction Date: Shares withheld by the issuer for tax obligations related to restricted stock awards. |
| 11/25/2025 | Filing Date of the Statement of Changes in Beneficial Ownership. |
Recommendation
holdThis Form 4 reports a routine tax withholding transaction related to the vesting of restricted stock awards for an executive. It does not provide new material information regarding the company's operational performance, financial health, or strategic direction that would warrant a change in investment recommendation.
Keywords
BayFirst Financial, BAFN, Form 4, insider transaction, stock withholding, restricted stock awards, executive compensation
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