Bayfirst Financial CORP
Market Movers (8-K)
NASDAQ
BayFirst Financial Corp. has postponed its second quarter 2026 earnings release and conference call to August 13 and August 14, 2026, respectively, due to ongoing financial statement restatements and asset resolution plan implementation.
Delay expected
NASDAQ
BayFirst Financial Corp. shareholders approved the issuance of common stock upon preferred stock conversion and an increase in authorized shares, facilitating a significant ownership change.
Capital raise
NASDAQ
BayFirst Financial Corp. announced the quantification of its asset resolution plan and the restatement of prior financial statements due to identified accounting errors.
Worse than expected
NASDAQ
BayFirst Financial Corp. has announced its second quarter 2026 financial results will be released after market close on July 30, 2026, with a conference call scheduled for July 31, 2026.
NASDAQ
BayFirst Financial Corp. announces the appointment of Alfred (Al) T. Rogers, Jr. as President, CEO, and Board Member, following Federal Reserve non-objection.
NASDAQ
BayFirst Financial Corp. announced an $80 million capital raise via a PIPE offering and a rights offering for existing shareholders, alongside a first-quarter net loss of $5.7 million.
Worse than expected
Capital raise
Quarterly Earnings (10-Q)
NASDAQ
BayFirst Financial Corp. reported a net loss of $5.7 million for the first quarter of 2026, a significant shift from the prior year's net income.
Worse than expected
Capital raise
NASDAQ
BayFirst Financial Corp. reported a significant net loss for Q3 2025, driven by increased credit loss provisions and restructure charges related to exiting its SBA 7(a) lending business, alongside regulatory capital challenges.
Delay expected
Worse than expected
Capital raise
NASDAQ
BayFirst Financial Corp. reported a net loss for Q2 2025, driven by increased credit loss provisions and noninterest expenses, and announced the discontinuation of its Bolt loan program alongside workforce reductions and dividend suspension.
Worse than expected
Capital raise
NASDAQ
BayFirst Financial Corp. reports a net loss of $0.3 million for the first quarter of 2025, primarily due to decreased gains from government guaranteed loan sales and fair value adjustments.
Worse than expected
NASDAQ
BayFirst Financial Corp. experienced a decrease in net income for the third quarter of 2024, despite loan growth, due to lower gains on government guaranteed loan sales and increased provisions for credit losses.
Worse than expected
NASDAQ
BayFirst Financial Corp. experienced a decrease in net income for the second quarter of 2024 compared to the same period last year, primarily due to lower net interest income and reduced gains on loan sales.
Worse than expected
Annual Reports (10-K)
NASDAQ
BayFirst Financial Corp. reported a net loss of $22.9 million for 2025, driven by increased credit loss provisions and a strategic exit from its nationwide SBA 7(a) lending business.
Worse than expected
Capital raise
Delay expected
NASDAQ
10-K: BayFirst Financial Corp. Reports Increased Net Income for 2024, Driven by Strategic Initiatives
BayFirst Financial Corp. announces a significant increase in net income for the year ended December 31, 2024, fueled by strategic initiatives including branch sales and growth in government guaranteed lending.
Better than expected
NASDAQ
10-K: BayFirst Financial Corp. Reports Strong Loan Growth and Increased Net Income in 2023 Annual Filing
BayFirst Financial Corp. reports a significant increase in net income for 2023, driven by loan growth and gains on government guaranteed loan sales, as detailed in their annual 10-K filing.
Better than expected
Capital raise
Insider Trading (Form 4)
NASDAQ
BayFirst Financial Corp. director Anthony N. Leo reports changes in beneficial ownership of company stock, including share withholdings for tax obligations and ESOP distributions.
NASDAQ
BayFirst Financial Corp. Director Barbara J. Zipperian reports a transaction involving the withholding of shares for tax obligations.
NASDAQ
BayFirst Financial Corp. Director Derek Berset reports on changes in beneficial ownership of common stock.
NASDAQ
BayFirst Financial Corp. Director Bradly William Spoor reported a transaction involving the withholding of shares for tax obligations related to restricted stock awards.
NASDAQ
BayFirst Financial Corp. Director Christos Politis acquired 99 shares of common stock through a net settlement of restricted stock awards.
NASDAQ
BayFirst Financial Corp. director Mark S. Berset reports transactions involving the withholding of shares for tax obligations related to restricted stock awards.
Proxy Statements (Def-14A)
NASDAQ
BayFirst Financial Corp. is holding a special meeting on July 14, 2026, to seek shareholder approval for proposals related to its recent $80 million capital raise, including the conversion of preferred stock and an increase in authorized shares.
Capital raise
NASDAQ
BayFirst Financial Corp. will hold its Annual Meeting of Shareholders on May 15, 2025, to elect directors and consider other business.
NASDAQ
BayFirst Financial Corp. will hold its Annual Meeting of Shareholders on May 16, 2024, to elect directors and consider other business.
New Public Companies (S-1)
NASDAQ
BayFirst Financial Corp. is offering up to 4,108,072 shares of common stock to existing shareholders at $3.50 per share to bolster capital and support growth.
Capital raise
Worse than expected
Schedule 13D - Activist Investments
NASDAQ
Kenneth R. Lehman has acquired a significant 42.4% stake in BayFirst Financial Corp. through an exchange of preferred stock, with intentions to join the board and influence company strategy.
Schedule 13G - Passive Investments
NASDAQ
INTERPLUS RE Ltd has filed a Schedule 13G, reporting beneficial ownership of 220,000 shares, representing 5.4% of the outstanding common stock of BayFirst Financial Corp.