Optimumbank Holdings, INC

Market Movers (8-K)

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OptimumBank Holdings, Inc. announced a significant increase in net income for the second quarter of 2026, driven by robust loan and deposit growth and an expanding net interest margin.
Better than expected
Capital raise
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OptimumBank Holdings announces CEO Timothy Terry's retirement and appoints Chairman Moishe Gubin as new CEO, with Braden R. Smith named President.
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OptimumBank Holdings reports strong shareholder turnout and approval for director elections, an amendment to authorize nonvoting stock, and auditor ratification at its 2026 annual meeting.
Capital raise
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OptimumBank Holdings, Inc. announced Q1 2026 net income of $4.7 million, or $0.39 per basic share, with loan portfolio growth of 13.8% and deposit growth of 17.3%.
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OptimumBank Holdings, Inc. announced the formation of OptimumFunding, LLC, a new wholly-owned subsidiary focused on HUD and FHA lending to expand its commercial real estate capabilities.
Capital raise
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OptimumBank Holdings, Inc. announced record net earnings for the fourth quarter and full year 2025, driven by strong loan growth and improved net interest income.
Better than expected

Quarterly Earnings (10-Q)

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OptimumBank Holdings, Inc. reports a strong first quarter for 2026 with significant growth in net income, driven by increased net interest income and noninterest income, alongside strategic expansion initiatives.
Capital raise
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OptimumBank Holdings, Inc. announced a 31% increase in net earnings for the third quarter of 2025, driven by higher net interest income and noninterest income.
Better than expected
Capital raise
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OptimumBank Holdings, Inc. reported significant increases in net earnings and deposits for the six months ended June 30, 2025, alongside strategic advancements.
Capital raise
Better than expected
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OptimumBank Holdings, Inc. announces increased net earnings for the quarter ended March 31, 2025, driven by growth in net interest income and a credit loss reversal.
Capital raise
Better than expected
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OptimumBank Holdings experienced significant growth in assets, loans, and deposits during the third quarter of 2024, leading to a substantial increase in net earnings.
Better than expected
Capital raise
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OptimumBank Holdings experienced significant growth in assets, loans, and deposits during the second quarter of 2024, leading to a substantial increase in net earnings.
Better than expected
Capital raise

Annual Reports (10-K)

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OptimumBank Holdings, Inc. announced a significant increase in net income and total assets for the fiscal year ended December 31, 2025, driven by robust loan growth and reduced interest expenses.
Better than expected
Capital raise
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OptimumBank Holdings, Inc. reports a significant increase in net income and asset growth for the year ended December 31, 2024, driven by loan portfolio expansion and strategic initiatives.
Better than expected
Capital raise
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OptimumBank Holdings, Inc. reports a significant increase in net loans and net income for the fiscal year ended December 31, 2023, driven by successful lending activities and deposit growth.
Better than expected

Insider Trading (Form 4)

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OptimumBank Holdings, Inc. PEO Timothy Terry reported a pre-planned sale of 39,304 common shares at $4.73, liquidating his direct beneficial ownership effective February 2, 2026.
Worse than expected
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OptimumBank Holdings Director Michael Blisko exchanged 65 shares of Series B Convertible Preferred Stock for 531,178 shares of common stock.
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OptimumBank Holdings, Inc. Director Michael Blisko acquired 7,600 shares of common stock at $4.09 per share, increasing his beneficial ownership to 604,645 shares.
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OptimumBank Holdings, Inc. Director Michael Blisko sold 7,600 shares of common stock at $4.09 per share under a pre-arranged trading plan.
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Moishe Gubin, a Director at OptimumBank Holdings, Inc. (OPHC), has increased his indirect beneficial ownership of common stock through a series of open market purchases.
Better than expected
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Michael Blisko, a director of OptimumBank Holdings, Inc., sold 1,000 shares of common stock on July 16, 2024.

Proxy Statements (Def-14A)

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OptimumBank Holdings, Inc. announced its 2026 Annual Meeting of Shareholders to vote on director elections, a new class of nonvoting common stock, and auditor ratification.
Capital raise
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OptimumBank Holdings is holding its annual shareholder meeting on April 29, 2025, to elect directors, approve an amendment to the equity incentive plan, and ratify the selection of its independent auditor.
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OptimumBank Holdings, Inc. will hold its annual shareholder meeting on May 29, 2024, to elect directors and ratify the selection of its independent auditor.
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OptimumBank Holdings announces its annual shareholder meeting to be held on May 29, 2024, to elect directors and ratify the selection of its independent auditor.
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OptimumBank Holdings will hold its annual shareholder meeting on May 29, 2024, to elect directors and ratify the selection of its independent auditor.
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OptimumBank Holdings, Inc. will hold its annual shareholder meeting on May 29, 2024, to elect directors and ratify the selection of its independent auditor.

Schedule 13G - Passive Investments

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AllianceBernstein L.P. has reported a 5.6% beneficial ownership stake in OptimumBank Holdings Inc., held for investment purposes on behalf of client accounts.