Form 4: WTFC SVP & CRO Lentino Reports Stock Transactions

Wintrust Financial Corp's SVP and Chief Risk Officer, James V. Lentino, reported the acquisition of 718 shares and the disposition of 717 shares of common stock.

Summary

• James V. Lentino, SVP and Chief Risk Officer of Wintrust Financial Corp (WTFC), reported transactions involving the company's common stock.
• On November 4, 2025, Lentino acquired 718 shares of common stock indirectly through the Company's Employee Stock Purchase Plan (ESPP).
• On the same date, Lentino disposed of 717 shares of common stock as a gift, with a transaction price of $0.
• Following these transactions, Lentino beneficially owns 1 share of common stock directly.
• The transactions were made pursuant to a Rule 10b5-1(c) plan, indicating they were pre-scheduled.

Sentiment

Score: 5

Explanation: Neutral. This is a routine insider transaction filing, indicating pre-planned stock activity by an executive, with no significant positive or negative implications for the company's outlook.

Future Outlook

NA

Industry Context

This is a routine insider transaction filing for an executive at a financial institution, common across the industry for compliance with SEC regulations regarding stock ownership and trading.

Related Party Transactions

• Acquisition of 718 shares of common stock through the Company's Employee Stock Purchase Plan (ESPP).
• Disposition of 717 shares of common stock as a gift.

Stakeholder Impact

• Minimal impact. Routine insider transactions do not typically affect company operations, customer relations, or supplier agreements. Shareholders may note the executive's continued participation in the ESPP and a minor change in direct beneficial ownership.

Key Dates

Keywords

Wintrust Financial Corp, WTFC, James V Lentino, SVP, Chief Risk Officer, Insider Trading, SEC Form 4, Stock Transaction, Employee Stock Purchase Plan, ESPP, Rule 10b5-1