Net income available to common shareholders increased 43.3% to $202.6 million for the year ended December 31, 2025, compared to $141.4 million in 2024. Diluted earnings per common share decreased 1.3% to $2.23 in 2025 from $2.26 in 2024. Net interest income surged by $336.1 million, or 70.3%, in 2025, primarily due to the PFC acquisition and higher loan and securities yields. Non-interest income grew by $38.8 million, or 30.3%, in 2025, with increases across most categories, including trust fees, service charges on deposits, and digital banking income. Total assets expanded by 48.2% to $27.7 billion as of December 31, 2025, largely due to the $7.9 billion in assets acquired from PFC. Total portfolio loans increased 51.9% to $19.2 billion, and total deposits rose 53.3% to $21.7 billion, reflecting the PFC acquisition and organic growth. A material weakness was identified in the design and operating effectiveness of controls related to the fair value of assets acquired as part of the Premier Financial Corp. business combination. The company's efficiency ratio (non-GAAP) improved to 52.9% in 2025 from 63.6% in 2024, as income growth outpaced expense increases post-acquisition. Wesbanco maintains strong regulatory capital ratios, with CET1 at 10.37%, Tier 1 at 11.42%, and total risk-based capital at 13.92% as of December 31, 2025, all above well-capitalized standards.