Form 4: Velocity Financial CFO Reports Tax-Related Stock Disposition

Velocity Financial's CFO, Mark R. Szczepaniak, reported a disposition of 3,374 common shares for tax liabilities related to restricted stock vesting.

Summary

• Mark R. Szczepaniak, Chief Financial Officer of Velocity Financial, Inc. (VEL), reported a transaction involving the company's common stock.
• On January 21, 2026, 3,374 shares of common stock were disposed of at a price of $19.53 per share.
• This disposition was identified as an 'F' transaction code, indicating shares withheld by Velocity Financial as payment for tax liabilities resulting from the vesting of previously granted restricted stock.
• Following this transaction, Mr. Szczepaniak directly beneficially owns 131,259 shares of common stock.
• Additionally, Mr. Szczepaniak indirectly beneficially owns 52,754 shares of common stock through a family trust.

Sentiment

Score: 5

Explanation: The filing reports a routine, non-discretionary insider transaction related to tax withholding on restricted stock vesting, which is neutral in sentiment.

Future Outlook

The filing does not contain any forward-looking statements or guidance.

Industry Context

This is a routine insider transaction filing (Form 4) and does not provide information directly related to broader industry trends or competitive positioning. It reflects standard compensation and tax practices for executives in publicly traded companies.

Stakeholder Impact

• Shareholders: Minimal impact, as this is a routine tax-related transaction and not a discretionary sale or purchase indicating a change in management's view of the company's prospects.

Key Dates

Keywords

Velocity Financial, VEL, Form 4, Insider Transaction, CFO, Stock Disposition, Restricted Stock, Tax Withholding, Beneficial Ownership