Form 4: Velocity Financial CAO Tax Withholding on Stock Vesting

Velocity Financial's Chief Accounting Officer, Fiona Tam, had 541 shares withheld for tax liabilities related to restricted stock vesting.

Summary

• Fiona Tam, Chief Accounting Officer of Velocity Financial, Inc. (VEL), reported a transaction on January 21, 2026.
• 541 shares of Common Stock were disposed of by being withheld by Velocity Financial, Inc. as payment for tax liabilities.
• This withholding resulted from the vesting of previously granted restricted stock.
• The deemed price for the shares withheld was $19.53 per share.
• Following this transaction, Fiona Tam directly beneficially owns 48,333 shares of Common Stock.

Sentiment

Score: 5

Explanation: Neutral. This is a routine, non-discretionary transaction related to equity compensation and tax obligations, which is neither inherently positive nor negative for the company or the insider's overall holdings.

Future Outlook

NA

Industry Context

This filing details a routine, non-discretionary insider transaction related to executive compensation, which does not provide insights into broader industry trends or competitive dynamics.

Stakeholder Impact

• Minimal impact on shareholders as this is a routine, non-discretionary transaction related to executive compensation and tax compliance.
• No direct impact on employees, customers, suppliers, or creditors.

Key Dates

Keywords

Velocity Financial, VEL, Fiona Tam, Chief Accounting Officer, Form 4, Beneficial Ownership, Restricted Stock, Tax Withholding, Insider Transaction