Form 4: UWHARRIE CAPITAL Officer Transfers Shares to Trust

Uwharrie Capital Corp's Chief People Officer, Brooke L. Senter, transferred 44,613 shares of common stock between personal and trust accounts.

Summary

• Brooke L. Senter, Chief People Officer of UWHARRIE CAPITAL CORP (UWHR), reported a change in beneficial ownership of common stock.
• On December 19, 2025, Senter disposed of 44,613 shares of common stock from a sole name TOD (Transfer on Death) spouse brokerage safekeeper account.
• Concurrently, 44,613 shares of common stock were acquired by The Senter Living Trust.
• The transaction involved a transfer of shares from one brokerage safekeeper account to a trust brokerage safekeeper account, with no money received or paid by the shareholder(s) for the disposed or acquired shares.
• Following these reported transactions, Senter directly beneficially owns 44,613 shares through The Senter Living Trust.
• Additional direct and indirect beneficial ownerships include 1,562 shares in a Roth Contributory IRA, 8,146 shares in a Designated Bene Plan/TOD, 2,465 shares indirectly held by a Roth IRA FBO Spouse, and 1,027 shares plus 12 shares indirectly held by a Mother-in-Law as Custodian for Reporting Person's Daughter.

Sentiment

Score: 5

Explanation: The filing reports a routine internal transfer of shares by an insider between personal and trust accounts, with no monetary exchange. This type of transaction is generally neutral in sentiment as it does not reflect a change in the insider's overall beneficial ownership or a market-driven decision.

Future Outlook

NA

Industry Context

This Form 4 filing reports a routine insider transaction involving the restructuring of personal stock holdings by a corporate officer. It does not provide information related to broader industry trends or competitive landscape.

Stakeholder Impact

• Shareholders: Minimal to no direct impact, as this is an internal restructuring of an officer's personal holdings and does not affect the company's operations or financial performance.
• Employees, Customers, Suppliers, Creditors: No discernible impact, as the transaction is related to an individual's personal investment structure rather than company-wide activities.

Key Dates

Keywords

UWHARRIE CAPITAL CORP, UWHR, Form 4, Insider Transaction, Beneficial Ownership, Stock Transfer, Trust, Chief People Officer