Form 4: USCB Executive Sells Shares for Tax Obligations
Insider Transaction Report
USCB Financial Holdings EVP, Martha Guerra-Kattou, disposed of 262 shares of Class A Voting Common Stock to cover tax liabilities related to vesting.
Summary
- Martha Guerra-Kattou, EVP, Sales and Marketing of USCB Financial Holdings, Inc., reported a transaction on January 22, 2026.
- The transaction involved the disposition of 262 shares of Class A Voting Common Stock at a price of $20.7 per share.
- This disposition was made to satisfy tax withholding obligations (Transaction Code 'F').
- Following this transaction, Martha Guerra-Kattou directly beneficially owns 34,822 shares of Class A Voting Common Stock.
- The beneficial ownership includes various restricted stock grants that commenced vesting on March 8, 2024, January 22, 2025, October 28, 2025, and January 21, 2026.
- Martha Guerra-Kattou also directly beneficially owns 40,000 options to purchase Class A Voting Stock with an exercise price of $12.05, which commenced vesting on January 22, 2022, and expire on September 27, 2031.
Sentiment
Score: 5
Explanation: The filing reports a routine insider transaction (sale for tax withholding) which is neutral in sentiment. It reflects the vesting of compensation rather than a change in company performance or executive confidence.
Positives
- The disposition of shares for tax liabilities indicates that previously granted restricted stock or options have vested, representing a realization of compensation for the executive.
Negatives
- NA
Risks
- NA
Future Outlook
This filing does not contain any forward-looking statements or guidance regarding the company's future outlook.
Industry Context
This Form 4 filing is a routine disclosure of an insider transaction, specifically a sale of shares to cover tax liabilities upon vesting of equity awards. Such transactions are common across all industries for executives receiving equity-based compensation and do not typically reflect specific industry trends or competitive positioning.
Comparison to Industry Standards
- NA
Stakeholder Impact
- Shareholders: The disposition of 262 shares is a very small amount relative to the company's total outstanding shares and is unlikely to have any material impact on the share price or ownership structure.
- Employees: This transaction is part of an executive's compensation plan and does not directly impact other employees.
Key Dates
| Date | Description |
|---|---|
| 01/22/2022 | Options to purchase Class A Voting Stock commenced vesting at a rate of one-third per year. |
| 03/08/2024 | 1,645 shares of restricted stock (from a 4,933 share grant) commenced vesting at a rate of one-third per year. |
| 01/22/2025 | 885 shares of restricted stock (from a 2,655 share grant) commenced vesting at a rate of one-third per year. |
| 10/28/2025 | 13,333 shares of restricted stock (from a 20,000 share grant) commenced vesting at a rate of one-third per year. |
| 01/21/2026 | 3,938 shares of restricted stock (from a 5,907 share grant) commenced vesting at a rate of one-third per year. |
| 01/22/2026 | Disposition of 262 shares of Class A Voting Common Stock by Martha Guerra-Kattou to satisfy tax withholding obligations. |
| 01/26/2026 | Date the Form 4 was signed by Robert Anderson by Power of Attorney for Martha Guerra-Kattou. |
| 09/27/2031 | Expiration date for options to purchase Class A Voting Stock. |
Keywords
USCB Financial Holdings, USCB, Form 4, Insider Transaction, Stock Sale, Tax Withholding, Restricted Stock, Stock Options, Executive Compensation
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