Form 4: USCB Executive Sells Shares for Tax Obligation

Oscar Gomez, Executive VP of Global Banking at USCB Financial Holdings, Inc., reported the disposition of 605 shares of Class A Voting Common Stock to cover tax liabilities.

Summary

• Oscar Gomez, Executive VP, Global Banking at USCB Financial Holdings, Inc. (USCB), reported a transaction involving the company's Class A Voting Common Stock.
• On January 21, 2026, Mr. Gomez disposed of 605 shares of Class A Voting Common Stock at a price of $20.38 per share.
• This disposition was coded as 'F', indicating it was for the payment of tax liability incident to the vesting of a security or restricted stock.
• Following this transaction, Mr. Gomez beneficially owns 27,752 shares of Class A Voting Common Stock directly.
• His beneficial ownership includes restricted stock grants: 957 shares (from a 2,872 grant vesting from Jan 22, 2025), 1,813 shares (from a 5,439 grant vesting from Mar 8, 2024), 10,000 shares (from a 15,000 grant vesting from Oct 28, 2025), and 4,078 shares (from a 6,118 grant vesting from Jan 21, 2026).
• Mr. Gomez also holds derivative securities, including 20,000 options to purchase Class A Voting Stock at an exercise price of $12.05, which vested at a rate of one-third per year commencing on September 27, 2022, and expire on September 27, 2031.
• Additionally, he holds 8,000 options to purchase Class A Voting Stock at an exercise price of $7.50, which vested at a rate of one-third per year commencing on July 1, 2018, and expire on July 1, 2027.

Sentiment

Score: 5

Explanation: The transaction is a routine disposition of shares to cover tax obligations related to equity compensation, which is a common occurrence for executives and does not indicate a change in company fundamentals or executive confidence.

Positives

• The transaction is a routine disposition for tax purposes, which is a common and expected event for executives receiving equity compensation.
• The executive retains a substantial beneficial ownership of 27,752 shares of common stock and 28,000 stock options, indicating continued alignment with shareholder interests.

Negatives

• The disposition of 605 shares, while for tax purposes, slightly reduces the executive's direct equity stake in the company.

Future Outlook

NA

Industry Context

NA

Related Party Transactions

• Oscar Gomez, an Executive VP of Global Banking, is an insider and related party. The transaction involves the disposition of company stock by this insider.

Stakeholder Impact

• Minimal direct impact on shareholders due to the small number of shares involved in the tax-related disposition.
• Employees and customers are not directly impacted by this insider transaction.

Key Dates

Recommendation

The reported transaction is a routine disposition of a small number of shares by an executive to satisfy tax obligations related to equity compensation. It does not reflect a change in the company's fundamental outlook or the executive's long-term confidence, as significant holdings and options remain. Therefore, it provides no new information to warrant a change in investment recommendation.

Keywords

USCB, Form 4, insider transaction, stock sale, executive compensation, Oscar Gomez, restricted stock, stock options, tax liability