Form 4: USCB Executive Sells Shares, Details Stock Holdings

USCB Financial Holdings' EVP and Chief Risk Officer, Maricarmen Logrono, reported the sale of 260 shares of Class A Voting Common Stock and detailed her remaining equity and option holdings.

Summary

• Maricarmen Logrono, Executive Vice President and Chief Risk Officer of USCB FINANCIAL HOLDINGS, INC. (USCB), reported a transaction.
• On January 22, 2026, 260 shares of Class A Voting Common Stock were disposed of at a price of $20.7 per share.
• Following this transaction, Maricarmen Logrono beneficially owns 9,872 shares of Class A Voting Common Stock directly.
• The 9,872 shares include 876 shares of restricted stock from a grant of 2,630 shares that began vesting at one-third per year on January 22, 2025.
• Also included are 808 shares of restricted stock from a grant of 2,426 shares that began vesting at one-third per year on March 8, 2024.
• Additionally, 3,920 shares of restricted stock are from a grant of 5,880 shares that began vesting at one-third per year on January 21, 2026.
• Maricarmen Logrono also holds 15,000 options to purchase Class A Voting Stock with an exercise price of $12.05.
• These options were granted on September 27, 2021, began vesting at one-third per year on September 27, 2022, and expire on September 27, 2031.

Sentiment

Score: 6

Explanation: The filing reports a routine insider transaction, likely for tax purposes related to restricted stock vesting. The executive maintains substantial equity and option holdings, indicating continued alignment with shareholder interests.

Positives

• The executive retains a significant beneficial ownership of 9,872 shares of Class A Voting Common Stock and 15,000 stock options, indicating continued alignment with shareholder interests.
• The reported disposition of 260 shares is a relatively small portion of the executive's total holdings, suggesting it is not a significant divestment.

Negatives

• An executive selling shares, even for routine purposes, can sometimes be perceived negatively by the market, although the amount in this filing is minor.

Risks

• No specific company-related risks are detailed in this Form 4 filing, which primarily reports insider transactions.

Future Outlook

NA

Industry Context

NA

Stakeholder Impact

• Minimal direct impact on shareholders as this is a small, routine transaction.
• Signals continued executive alignment with company performance through the executive's remaining substantial equity and option holdings.

Key Dates

Recommendation

This Form 4 details a routine insider transaction, likely for tax purposes related to restricted stock vesting. The executive retains a substantial equity stake and options, suggesting continued alignment with company performance. The transaction itself is not indicative of a change in company fundamentals or future prospects, thus a 'hold' recommendation is appropriate based solely on this filing.

Keywords

USCB, Form 4, insider transaction, stock options, restricted stock, executive compensation, Maricarmen Logrono, financial holdings