Form 4: USCB Executive Reports Planned Stock Sale for Taxes

Andres Collazo, Executive VP of Operations & IT at USCB Financial Holdings, reported a planned disposition of 281 shares of Class A Voting Common Stock for tax purposes.

Summary

• Andres Collazo, Executive VP, Operations & IT at USCB Financial Holdings, Inc. (USCB), reported a transaction scheduled for January 22, 2026.
• The transaction involves the disposition of 281 shares of Class A Voting Common Stock at a price of $20.7 per share.
• This disposition is for the payment of tax liability by withholding securities, indicated by transaction code 'F'.
• Following this reported transaction, Collazo will beneficially own 26,827 shares of Class A Voting Common Stock directly.
• Current beneficial ownership includes 948 shares of restricted stock from a grant of 2,846 shares, which commenced vesting at a rate of one-third per year on January 22, 2025.
• Current beneficial ownership includes 1,763 shares of restricted stock from a grant of 5,289 shares, which commenced vesting at a rate of one-third per year on March 8, 2024.
• Current beneficial ownership includes 10,000 shares of restricted stock from a grant of 15,000 shares, which commenced vesting at a rate of one-third per year on October 28, 2025.
• Current beneficial ownership includes 4,042 shares of restricted stock from a grant of 6,064 shares, which commenced vesting at a rate of one-third per year commencing on January 21, 2026.
• Collazo also holds 30,000 options to purchase Class A Voting Stock with an exercise price of $12.05, which vested at one-third per year commencing on September 27, 2022, and expire on September 27, 2031.
• Collazo holds an additional 8,000 options to purchase Class A Voting Stock with an exercise price of $7.5, which vested at one-third per year commencing on April 25, 2017, and expire on April 25, 2026.

Sentiment

Score: 5

Explanation: The filing is a routine insider transaction report (Form 4) detailing a small, tax-related disposition of shares and current holdings. It provides no information to indicate a positive or negative sentiment towards the company's performance or outlook.

Future Outlook

This Form 4 filing primarily reports a past and future planned insider transaction and does not contain forward-looking statements or guidance regarding the company's operational or financial performance.

Industry Context

This is a routine insider transaction filing for a financial holding company. Such filings are common across all industries and reflect individual executive compensation and tax planning rather than broader industry trends or competitive positioning.

Stakeholder Impact

• Shareholders: Minimal impact, as the transaction is a small, tax-related disposition by an executive and does not suggest a change in confidence or strategic direction.

Key Dates

Keywords

USCB Financial Holdings, USCB, Andres Collazo, Insider Transaction, Form 4, Stock Sale, Restricted Stock, Stock Options, Executive Compensation