Form 4: USCB Executive Granted Restricted Stock

USCB Financial Holdings' EVP and Chief Risk Officer, Maricarmen Logrono, was granted 6,217 shares of restricted stock.

Summary

• Maricarmen Logrono, Executive Vice President and Chief Risk Officer of USCB Financial Holdings, Inc. (USCB), acquired 6,217 shares of Class A Voting Common Stock through a restricted stock grant on January 27, 2026.
• The newly granted 6,217 restricted shares vest at a rate of one-third per year, commencing on January 27, 2027.
• Following this transaction, Ms. Logrono beneficially owns a total of 16,089 shares of Class A Voting Common Stock.
• This total includes 876 restricted shares from a 2,630-share grant that began vesting on January 22, 2025, 808 restricted shares from a 2,426-share grant that began vesting on March 8, 2024, and 3,920 restricted shares from a 5,880-share grant that began vesting on January 21, 2026.
• Ms. Logrono also holds options to purchase 15,000 shares of Class A Voting Stock at an exercise price of $12.05, which began vesting on September 27, 2022, and expire on September 27, 2031.

Sentiment

Score: 6

Explanation: The filing reports a standard executive compensation event (restricted stock grant), which is generally neutral to slightly positive as it aligns management interests with shareholders.

Positives

• The grant of restricted stock aligns the executive's long-term interests with those of the company's shareholders, promoting retention and performance.

Future Outlook

The filing does not contain forward-looking statements or guidance beyond the vesting schedules of equity awards.

Industry Context

This filing is a routine disclosure of executive equity compensation, a common practice across industries to incentivize and retain key management personnel. It does not provide information related to broader industry trends or competitive positioning.

Stakeholder Impact

• Shareholders' interests are further aligned with management through equity compensation, potentially fostering long-term value creation.

Next Steps

• The 6,217 restricted shares granted on January 27, 2026, will begin vesting at a rate of one-third per year commencing on January 27, 2027.
• Remaining portions of previously granted restricted stock (876 shares from a 2,630 grant, 808 shares from a 2,426 grant, and 3,920 shares from a 5,880 grant) will continue to vest according to their respective schedules.
• Options to purchase 15,000 Class A Voting Stock will continue to vest at one-third per year until their expiration on September 27, 2031.

Key Dates

Recommendation

A Form 4 filing detailing an executive's restricted stock grant is a routine disclosure of insider equity compensation and does not typically provide sufficient information to alter an investment recommendation based solely on this report. The transaction reflects standard compensation practices rather than a change in fundamental outlook or operational performance.

Keywords

USCB Financial Holdings, USCB, Form 4, Restricted Stock, Stock Grant, Executive Compensation, Insider Transaction, Maricarmen Logrono, Chief Risk Officer, Equity Compensation