Form 4: Upstart Director Sells Shares Under 10b5-1 Plan

Upstart Holdings Director Kerry Whorton Cooper sold 1,500 shares of common stock for $50 each, totaling $75,000, under a pre-arranged 10b5-1 trading plan.

Summary

• Kerry Whorton Cooper, a Director of Upstart Holdings, Inc. (UPST), reported a sale of common stock.
• The transaction involved the disposition of 1,500 shares of Common Stock.
• The shares were sold at a price of $50 per share.
• The total value of the transaction was $75,000.
• This sale was executed on December 12, 2025.
• The transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on September 4, 2025.
• Following the reported transaction, Kerry Whorton Cooper beneficially owns 23,934 shares indirectly through the Edward and Kerry Cooper Living Trust and 4,314 restricted stock units (RSUs) directly.

Sentiment

Score: 5

Explanation: This filing reports a routine insider sale of a relatively small number of shares by a director under a pre-established 10b5-1 trading plan. Such transactions are generally not indicative of significant positive or negative sentiment regarding the company's future prospects.

Future Outlook

This filing does not contain any forward-looking statements or guidance.

Industry Context

This insider transaction report does not provide information relevant to broader industry trends or competitors.

Stakeholder Impact

• Minimal impact on shareholders due to the relatively small number of shares sold by a director under a pre-planned trading arrangement.

Key Dates

Keywords

Upstart Holdings, UPST, Insider Trading, Form 4, Director Sale, 10b5-1 Plan, Kerry Cooper, Equity Transaction