Form 4: UVE Executive's Tax Withholding on RSU Vesting

Universal Insurance Holdings' CIO & CAO, Kimberly D. Campos, reported the withholding of 406 common shares to cover tax obligations related to RSU vesting.

Summary

• Kimberly D. Campos, CIO & CAO and Director of Universal Insurance Holdings, Inc. (UVE), reported a transaction on December 16, 2025.
• 406 shares of Common Stock were disposed of at a price of $33.19 per share.
• This disposition was to satisfy tax withholding obligations associated with the vesting of 1,666 Restricted Stock Units (RSUs) on the same date.
• Following this transaction, Ms. Campos beneficially owns 9,132 shares of Common Stock directly.

Sentiment

Score: 6

Explanation: The filing reports a routine insider transaction related to executive compensation. The vesting of RSUs is a positive for the executive, while the tax withholding is a neutral, expected event. No significant positive or negative implications for the company's operational or financial performance are indicated.

Positives

• The transaction indicates the vesting of 1,666 Restricted Stock Units (RSUs) for a key executive, reflecting continued equity compensation and retention.

Negatives

• The disposition of 406 shares reduces the executive's direct beneficial ownership, although this is a standard procedure for tax withholding on RSU vesting.

Future Outlook

NA

Industry Context

This is a routine insider transaction filing and does not provide broader industry context. It reflects standard executive compensation practices within the insurance sector.

Stakeholder Impact

• Shareholders: The transaction is a routine insider filing and is unlikely to have a direct material impact on shareholders, other than providing transparency into executive equity ownership changes. It confirms the ongoing equity compensation structure for a key executive.

Key Dates

Recommendation

This Form 4 filing details a routine tax withholding event related to the vesting of Restricted Stock Units for a key executive. Such transactions are standard practice in executive compensation and do not typically indicate any fundamental change in the company's operations, financial health, or strategic direction. Therefore, it provides no new information that would warrant a change in an existing investment thesis, leading to a 'hold' recommendation based solely on this filing.

Keywords

Universal Insurance Holdings, UVE, Kimberly D. Campos, Form 4, Insider Transaction, RSU Vesting, Tax Withholding, Common Stock, Executive Compensation