Form 4: UVE Executive Chairman Sells 20,000 Shares

Universal Insurance Holdings Executive Chairman Sean P. Downes sold 20,000 shares of common stock for approximately $669,120.

Summary

• Sean P. Downes, Executive Chairman and Director of Universal Insurance Holdings, Inc. (UVE), reported a sale of common stock.
• The transaction involved the disposition of 20,000 shares of common stock on November 25, 2025.
• The shares were sold at a weighted average price of $33.456 per share, with individual transaction prices ranging from $33.19 to $33.82.
• The total value of the shares sold is approximately $669,120.
• Following the reported transaction, Sean P. Downes directly beneficially owns 1,263,512 shares of common stock.
• Additionally, 2,000 shares are indirectly beneficially owned by his spouse and 18,000 shares by his children.
• The transaction was made pursuant to a contract, instruction, or written plan for the sale of equity securities intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Sentiment

Score: 4

Explanation: The sentiment is slightly negative due to an executive selling shares, which can sometimes be perceived as a lack of confidence. However, the transaction is noted as being pursuant to a Rule 10b5-1 plan, suggesting it was pre-scheduled and not necessarily indicative of new information or a change in outlook.

Negatives

• The Executive Chairman's sale of 20,000 shares could be interpreted by some investors as a signal of reduced confidence, although it is a pre-planned transaction under Rule 10b5-1(c).

Future Outlook

The filing does not contain any forward-looking statements or guidance regarding the company's future performance or strategic direction.

Industry Context

This filing reports an individual insider transaction and does not provide broader industry context or trends. It is a routine disclosure required for executives of publicly traded companies.

Stakeholder Impact

• Shareholders may interpret the Executive Chairman's sale of shares differently; some may view it as a routine personal financial decision, while others might see it as a potential signal regarding the company's future prospects, despite the 10b5-1 plan disclosure.

Key Dates

Keywords

Universal Insurance Holdings, UVE, Sean P. Downes, Insider Trading, Stock Sale, Form 4, Executive Chairman, 10b5-1 plan