Form 4: UVE Director Sells Shares Under 10b5-1 Plan

Universal Insurance Holdings Director Richard D. Peterson sold 1,855 shares of common stock for $33.61 per share under a pre-arranged trading plan.

Summary

• Richard D. Peterson, a Director of Universal Insurance Holdings, Inc. (UVE), reported a sale of common stock.
• The transaction involved the disposition of 1,855 shares of common stock.
• The shares were sold at a price of $33.61 per share.
• The transaction occurred on December 30, 2025.
• The sale was executed pursuant to a Rule 10b5-1(c) contract, instruction, or written plan.
• Following the transaction, Mr. Peterson beneficially owns 8,319 shares indirectly through The RDP Revocable Trust dated August 11, 2011, and 19,136 shares directly.

Sentiment

Score: 4

Explanation: The sentiment is slightly negative due to a director selling shares, but it is largely mitigated by the transaction being part of a pre-arranged 10b5-1 plan, which suggests a planned diversification or liquidity event rather than a reaction to negative company-specific news.

Positives

• The sale was conducted under a Rule 10b5-1(c) plan, indicating a pre-scheduled transaction rather than a reaction to immediate, non-public information, which can reduce concerns about opportunistic insider trading.

Negatives

• A director selling shares, even under a pre-arranged plan, reduces their direct and indirect beneficial ownership in the company, which some investors may interpret as a slight reduction in insider conviction or a move towards diversification.

Risks

• While the sale was pre-planned, a director's decision to sell shares could be perceived by some market participants as a signal of potential future challenges or a lack of strong confidence in the company's near-term growth prospects, although this is mitigated by the 10b5-1 plan.

Future Outlook

The filing does not contain any forward-looking statements or guidance regarding the company's future performance or strategic direction; it solely reports an insider transaction.

Industry Context

This filing reports an individual insider transaction and does not provide broader industry context or trends. It is a routine disclosure required for directors of publicly traded companies.

Corporate Governance

Related Party Transactions

• Richard D. Peterson indirectly beneficially owns shares through The RDP Revocable Trust dated August 11, 2011, where he is the grantor and sole trustee, and his children are beneficiaries. This constitutes a related party holding.

Stakeholder Impact

• Shareholders may observe the director's sale and consider its implications, though the 10b5-1 plan typically lessens concerns about immediate negative signals.
• The transaction demonstrates the director's personal financial planning and diversification strategies.

Key Dates

Keywords

Universal Insurance Holdings, UVE, Richard D. Peterson, Insider Sale, Form 4, 10b5-1 Plan, Director Transaction, Stock Sale