Universal Insurance Holdings completed its 2026-2027 reinsurance program for subsidiaries UPCIC and APPCIC, effective June 1, 2026. The total reinsurance tower for a first event is set at $2.623 billion, an increase of $50 million over the previous period. The first event statutory retention remains unchanged at $45 million. The company secured $352 million in multi-year catastrophe capacity extending into the 2027-2028 treaty period. Florida now represents less than 50% of the company's total insured value as of March 31, 2026.