13F-NT: United Community Banks Files 13F Notice, Citing Subsidiary Reporting

United Community Banks Inc. filed a Form 13F-NT notice, indicating that its investment holdings are reported by its subsidiary, United Community Bank, rather than directly by the parent company.

Summary

• United Community Banks Inc. (UCBI) filed a Form 13F-NT for the calendar quarter ended June 30, 2025.
• This filing serves as a notice that UCBI itself does not directly exercise investment discretion with respect to any Section 13(F) securities positions.
• All required information regarding investment holdings is included in separate reports filed by its institutional investment manager subsidiaries, specifically United Community Bank (Form 13F File No. 028-23442).
• UCBI is the bank holding company of United Community Bank, which acquired First National Bank of South Miami on July 1, 2023.

Sentiment

Score: 5

Explanation: Neutral. This is an administrative filing (13F-NT) and provides no information on financial performance or strategic developments that would influence sentiment. It merely clarifies reporting structure.

Future Outlook

NA

Management Comments

• Melinda Davis Lux, EVP, Chief Admin Officer, General Counsel, & Corp. Secretary, signed the report on behalf of the reporting manager.
• The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.
• UCBI itself does not directly exercise investment discretion with respect to any Section 13(F) securities positions.
• To the extent that UCBI's ownership interest in such subsidiaries is deemed the exercise of investment discretion, the information required by Form 13F is included in the report separately filed by each of the subsidiaries that are institutional investment managers subject to Section 13(F).

Industry Context

This filing is a standard administrative notice for a bank holding company, clarifying that its investment management activities and associated 13F reporting are conducted by its banking subsidiary, United Community Bank. This structure is common for financial institutions where the parent entity oversees, but does not directly manage, investment portfolios.

Key Dates

Keywords

13F-NT, SEC filing, institutional investment manager, United Community Banks, UCBI, bank holding company, investment discretion, subsidiary reporting, Form 13F notice