Form 4: United Community Banks EVP Holly N. Berry Reports Acquisition of Restricted Stock Units

Holly N. Berry, EVP and Chief HR Officer of United Community Banks, reports the acquisition of 2,214 restricted stock units.

Summary

• On February 10, 2025, Holly N. Berry, EVP and Chief HR Officer of United Community Banks, acquired 2,214 shares of common stock in the form of restricted stock units.
• These restricted stock units were granted at a price of $0.
• Following the transaction, Berry directly owns 7,610 shares of United Community Banks common stock.
• The restricted stock units vest in four equal installments of 25% on February 15 of 2026, 2027, 2028 and 2029.

Sentiment

Score: 7

Explanation: The document reflects a routine insider transaction (grant of restricted stock units), which is generally viewed as a neutral to slightly positive signal as it aligns executive interests with shareholder value.

Positives

• The acquisition of restricted stock units by a key executive signals confidence in the company's future performance.

Future Outlook

The vesting schedule of the restricted stock units suggests a long-term commitment by the executive to the company's success.

Industry Context

Grants of restricted stock units are a common form of executive compensation in the banking industry, aligning management's interests with those of shareholders.

Comparison to Industry Standards

• Comparing United Community Banks' executive compensation practices to peers like Truist Financial (TFC) or Regions Financial (RF) would provide context on whether the size and structure of the grant are typical.
• Benchmarking the vesting schedule against industry norms can reveal if the company is incentivizing long-term performance more or less aggressively than its competitors.
• Analyzing the total equity compensation as a percentage of overall compensation for Holly N. Berry relative to her peers can offer insights into the company's pay-for-performance philosophy.

Stakeholder Impact

• The grant of restricted stock units aligns the executive's interests with those of shareholders, incentivizing long-term value creation.

Key Dates