Form 4: UCB Executive Gifts Shares Under 10b5-1 Plan

United Community Banks EVP, Chief Banking Officer Richard Bradshaw reported gifting 656 shares of common stock over two days in early August 2025.

Summary

• Richard Bradshaw, EVP, Chief Banking Officer of United Community Banks Inc. (UCB), reported changes in his beneficial ownership of common stock.
• On August 5, 2025, Bradshaw disposed of 328 shares of common stock via gift (transaction code 'G') at a price of $0 per share.
• Following this transaction, Bradshaw's direct beneficial ownership stood at 77,256 shares.
• On August 6, 2025, Bradshaw disposed of an additional 328 shares of common stock via gift (transaction code 'G') at a price of $0 per share.
• After the second transaction, Bradshaw's direct beneficial ownership decreased to 76,928 shares.
• Both transactions were made pursuant to a Rule 10b5-1(c) contract, instruction, or written plan, indicating they were pre-arranged.

Sentiment

Score: 5

Explanation: The filing reports routine insider share disposals via gift under a pre-arranged plan, which is a neutral event regarding the company's operational or financial performance.

Positives

• The transactions were conducted under a Rule 10b5-1(c) plan, which demonstrates pre-planning and adherence to insider trading compliance protocols.

Future Outlook

N/A

Industry Context

N/A

Related Party Transactions

• The filing reports the disposal of shares by an executive, which is an insider transaction. The recipient of the gift is not disclosed.

Stakeholder Impact

• Minimal direct impact on shareholders as the number of shares gifted (656 shares total) is small relative to the total outstanding shares.
• No direct impact on employees, customers, suppliers, or creditors.

Key Dates

Recommendation

The filing is a routine Form 4 reporting the gifting of shares by an executive under a pre-arranged plan. It does not contain information related to the company's operational performance, financial health, or strategic direction that would warrant a change in investment recommendation.

Keywords

United Community Banks, UCB, Form 4, Insider Transaction, Stock Gift, Richard Bradshaw, 10b5-1 Plan, Executive Ownership