Form 4: UMBF Officer Sells Shares After Grant Under 10b5-1 Plan

UMB Financial Corp's Chief Administrative Officer, Shannon Andresen Johnson, reported an acquisition of shares followed by a sale under a pre-arranged plan.

Summary

• Shannon Andresen Johnson, Chief Administrative Officer of UMB Financial Corp, reported changes in her beneficial ownership.
• On September 2, 2025, 1,518 shares of Common Stock were acquired at a price of $121.53 per share, categorized as a grant or gift (Transaction Code 'G').
• Following this acquisition, direct beneficial ownership was 35,491.1252 shares.
• On September 3, 2025, 1,367 shares of Common Stock were sold at a price of $120.575 per share (Transaction Code 'S').
• After the sale, direct beneficial ownership decreased to 34,124.1252 shares.
• An additional 337.419 shares are beneficially owned indirectly through an Employee Stock Ownership Plan (ESOP).
• The reported transactions were made pursuant to a Rule 10b5-1(c) plan.

Sentiment

Score: 5

Explanation: A Form 4 filing primarily discloses insider transactions. The reported transactions, including an acquisition and a subsequent sale under a 10b5-1 plan, are routine for executive compensation and personal financial management. There is no inherently strong positive or negative signal from these specific transactions in isolation that would significantly alter the company's fundamental outlook.

Positives

• Acquisition of 1,518 shares, potentially indicating compensation or incentive alignment for the Chief Administrative Officer.
• Transactions were conducted under a Rule 10b5-1(c) plan, suggesting they were pre-planned and not based on immediate, non-public information.

Negatives

• Sale of 1,367 shares by a key officer, which reduces their direct equity stake in the company.

Future Outlook

NA

Industry Context

NA

Stakeholder Impact

• Shareholders: Minor impact due to routine insider transactions, potentially a slight increase in the public float from the sale.

Key Dates

Recommendation

The filing is a routine Form 4 disclosing insider transactions under a pre-arranged 10b5-1 plan. It does not provide new fundamental information about the company's performance, strategy, or financial health that would warrant a change in investment recommendation. The transactions are typical for executive compensation and personal financial management, offering no strong buy or sell signal.

Keywords

UMB Financial Corp, UMBF, Shannon Andresen Johnson, Insider Trading, Form 4, Stock Sale, Stock Grant, Chief Administrative Officer, Rule 10b5-1