Form 4: UMBF Legal Officer Sells Shares for Tax Liability

UMB Financial Corp's EVP and Chief Legal Officer, Amy Harris, disposed of 127 shares of common stock to cover tax liabilities related to vested restricted stock units.

Summary

• Amy Harris, Executive Vice President and Chief Legal Officer of UMB Financial Corp (UMBF), reported a transaction on February 9, 2026.
• The transaction involved the disposition of 127 shares of UMBF Common Stock at a price of $134.29 per share.
• This disposition was coded as 'F', indicating shares withheld for the payment of tax liability.
• The shares disposed reflect dividends earned upon the vesting of underlying restricted stock units.
• Following this transaction, Ms. Harris directly beneficially owns 7,985 shares of Common Stock.
• Additionally, Ms. Harris indirectly beneficially owns 102.264 shares through an Employee Stock Ownership Plan (ESOP), which accounts for allocations and dispositions since her last ownership report.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral event. The disposition of shares is a routine, non-discretionary transaction for tax purposes related to executive compensation, not an indicator of management's confidence or lack thereof in the company's future.

Industry Context

StockSavvy.ai notes that insider transactions, particularly those related to tax withholding upon RSU vesting, are common occurrences in the financial services industry and typically do not signal a change in company fundamentals or executive sentiment.

Stakeholder Impact

• Shareholders: Minimal impact as this is a routine, non-discretionary transaction for tax purposes by an executive.

Key Dates

Keywords

UMB Financial Corp, UMBF, Insider Transaction, Form 4, Stock Sale, Tax Withholding, Restricted Stock Units, Executive Compensation