Form 4: UMB Financial Officer Disposes of Shares for Tax Obligations

UMB Financial Corp's Chief Human Resource Officer, Robert Brian Beaird, reported a disposition of 372 shares of common stock valued at $109.2 per share, primarily to cover tax obligations related to vested restricted stock units.

Summary

• Robert Brian Beaird, Chief Human Resource Officer of UMB Financial Corp (UMBF), reported a transaction on July 29, 2025.
• The transaction involved the disposition of 372 shares of UMBF Common Stock.
• The shares were disposed of at a price of $109.2 per share.
• The disposition was coded 'F', indicating a transaction to the issuer to satisfy tax withholding obligations upon the vesting of restricted stock units.
• Following this transaction, Mr. Beaird directly beneficially owns 11,352.3509 shares of Common Stock.
• Additionally, Mr. Beaird indirectly beneficially owns 216.0408 shares through an ESOP (Employee Stock Ownership Plan).

Sentiment

Score: 5

Explanation: The transaction is a routine disposition of shares for tax purposes upon vesting of restricted stock units, which is a neutral event and does not indicate positive or negative sentiment towards the company's performance or outlook.

Future Outlook

The filing indicates a future transaction date of July 29, 2025, for the disposition of shares, which is likely a pre-scheduled event related to equity compensation vesting and tax obligations.

Industry Context

This filing is a routine insider transaction report common across all publicly traded companies, reflecting an executive's management of their equity compensation, rather than a broader industry trend or competitive action.

Stakeholder Impact

• Shareholders: Minimal direct impact as this is a routine, relatively small transaction by an executive for tax purposes, not indicative of a change in investment sentiment.

Key Dates

Keywords

UMB Financial Corp, UMBF, Insider Trading, Form 4, Executive Compensation, Stock Disposition, Restricted Stock Units, Tax Withholding