Form 4: UMB Financial Chief Credit Officer Disposes of Shares for Tax Purposes

UMB Financial Corp's Chief Credit Officer, Thomas S. Terry, disposed of 716 shares of common stock at $109.2 per share to cover tax obligations.

Summary

• Thomas S. Terry, Chief Credit Officer of UMB Financial Corp, disposed of 716 shares of common stock.
• The transaction occurred on July 29, 2025, at a price of $109.2 per share.
• The transaction code "F" indicates a disposition to satisfy tax withholding obligations.
• Following this transaction, Mr. Terry directly beneficially owns 36,022.3105 shares and indirectly owns 5,004.343 shares through an Employee Stock Ownership Plan (ESOP).

Sentiment

Score: 5

Explanation: The transaction is a routine disposition of shares by an executive to cover tax obligations, which is a common occurrence and does not reflect a change in company fundamentals or executive sentiment towards the company's future.

Future Outlook

NA

Industry Context

NA

Key Dates

Recommendation

The reported transaction is a routine disposition of shares by a company executive to satisfy tax withholding obligations, which is a common practice and does not indicate a change in the company's operational performance or future prospects. It is not a discretionary sale reflecting a lack of confidence.

Keywords

UMB Financial Corp, UMBF, Form 4, insider transaction, stock disposition, Chief Credit Officer, Thomas S. Terry, executive compensation, tax withholding