Form 4: Stellar Bancorp President's Tax-Related Stock Sale

Stellar Bancorp's President, Ramon A. Vitulli, III, reported a disposition of 595 shares of common stock to cover tax liabilities related to restricted stock vesting.

Summary

• Ramon A. Vitulli, III, President and Officer of Stellar Bancorp, Inc. (STEL), reported a transaction involving the company's common stock.
• The transaction, dated December 31, 2025, involved the disposition of 595 shares.
• These shares were withheld to satisfy tax liability associated with the vesting of previously reported restricted shares.
• The shares were disposed of at a price of $30.94 per share.
• Following this transaction, Ramon A. Vitulli, III, directly beneficially owns 109,651 shares of Stellar Bancorp common stock.
• The transaction was made pursuant to a Rule 10b5-1(c) plan, indicating it was a pre-arranged sale.

Sentiment

Score: 5

Explanation: The filing reports a routine, non-discretionary insider transaction (tax withholding for restricted stock vesting) under a pre-arranged 10b5-1 plan. This type of transaction is neutral in sentiment as it does not indicate a change in management's outlook or a strategic shift.

Future Outlook

The filing does not contain any forward-looking statements or guidance.

Industry Context

This is a routine insider transaction related to executive compensation and tax obligations, common across all industries for publicly traded companies with restricted stock programs. It does not reflect broader industry trends or competitive positioning.

Stakeholder Impact

• Shareholders: Minimal impact as this is a routine, non-discretionary transaction for tax purposes and does not signal a change in company fundamentals or management's confidence.
• Employees: No direct impact mentioned.

Key Dates

Keywords

Stellar Bancorp, STEL, Insider Transaction, Form 4, Stock Sale, Tax Withholding, Restricted Stock, Executive Compensation, Ramon A. Vitulli III, 10b5-1 Plan