Form 4: Stellar Bancorp CRO's Routine Tax-Related Share Disposition

Sentiment:

Insider Transaction Report 5 January 2026 4:08 PM

Stellar Bancorp's Senior Executive VP and CRO, Okan I. Akin, disposed of 276 shares of common stock at $30.94 per share to satisfy tax liabilities from restricted stock vesting.

Summary

Okan I. Akin, Senior Executive VP and Chief Risk Officer (CRO) of Stellar Bancorp, Inc. (STEL), reported a transaction.
On December 31, 2025, Mr. Akin disposed of 276 shares of Stellar Bancorp Common Stock.
The disposition was made at a price of $30.94 per share.
This transaction represents shares withheld by the company to satisfy tax liability upon the vesting of previously reported restricted shares of Common Stock.
Following this transaction, Mr. Akin beneficially owns 81,224 shares of Common Stock directly.

Sentiment

Score: 5

Explanation: The transaction is a routine, non-discretionary disposition of shares to cover tax obligations upon the vesting of restricted stock, indicating no change in management's outlook or company fundamentals.

Future Outlook

Industry Context

This is a routine insider transaction related to executive compensation and tax obligations, common across all industries for executives receiving equity awards. It does not provide specific insights into broader industry trends or competitive positioning.

Stakeholder Impact

Shareholders: Minimal impact as this is a small, routine, non-discretionary transaction by an executive to cover tax liabilities, not indicative of a change in confidence or company performance.

Key Dates

Date	Description
12/31/2025	Date of transaction where shares were disposed of for tax liability.
01/05/2026	Date the Form 4 was signed by the reporting person's attorney-in-fact.

Recommendation

hold

This Form 4 reports a routine, non-discretionary disposition of shares by an executive to cover tax liabilities associated with restricted stock vesting. Such transactions are common and do not typically signal a change in the company's fundamentals or management's confidence, thus not warranting a change in investment recommendation.

Keywords

Stellar Bancorp, STEL, Okan I. Akin, CRO, Insider Transaction, Form 4, Share Disposition, Tax Withholding, Restricted Stock, Executive Compensation

Disclaimer:The information provided here is for general informational purposes only and does not constitute financial advice, recommendation, or endorsement of any kind. It may contain errors or omissions. You should not rely on this information to make financial decisions. Always seek the advice of a qualified financial professional before making any investment or financial decisions. Use of this information is at your own risk.