Form 4: Retired Director Sells SMBC Shares

Sentiment:

Insider Transaction Report


A retired director of Southern Missouri Bancorp, Inc. sold 1,500 shares of common stock for $53.8675 per share.

Summary

  • William E. Young, a retired director of Southern Missouri Bancorp, Inc. (SMBC), reported a sale of common stock.
  • On November 20, 2025, Young disposed of 1,500 shares of SMBC common stock at a price of $53.8675 per share.
  • Following this transaction, Young directly beneficially owns 94,952 shares of common stock (93,552 shares directly and an additional 1,400 shares directly).
  • Young also indirectly beneficially owns 3,488 shares through a revocable trust and 2,351 shares as custodian for his son.
  • Young holds 7,500 derivative securities (rights to buy common stock) with an exercise price of $46.94, expiring on February 21, 2033.
  • These options vest in 20% installments over a five-year period, with the first installment vesting on February 21, 2024, and subsequent installments vesting annually.

Sentiment

Score: 5

Explanation: The filing reports a routine insider transaction by a retired director, which is generally neutral in sentiment. The sale amount is not exceptionally large relative to typical director holdings, and it does not indicate any specific positive or negative company performance.

Future Outlook

This filing is a disclosure of an insider transaction and does not contain forward-looking statements or guidance regarding the company's future outlook.

Industry Context

This Form 4 filing reports a routine insider transaction by a retired director in the banking sector. Such transactions are common and typically reflect individual financial planning rather than broader industry trends or specific company performance signals, unless they are part of a larger pattern of insider activity.

Stakeholder Impact

  • Shareholders: The sale by a retired director is a routine disclosure and is unlikely to have a significant impact on shareholder sentiment or the company's stock price, given the relatively small number of shares involved.

Key Dates

DateDescription
02/21/2024First installment vesting date for stock options.
11/20/2025Date of common stock disposition by William E. Young.
11/21/2025Signature date of the reporting person.
02/21/2033Expiration date for derivative securities (right to buy common stock).

Keywords

Southern Missouri Bancorp, SMBC, Insider Trading, Form 4, Stock Sale, Director Transaction, Equity Securities

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