Form 4: Director Young Reports SMBC Stock Changes
Statement of Changes in Beneficial Ownership
SOUTHERN MISSOURI BANCORP Director William E. Young reported changes in his beneficial ownership of company common stock and derivative securities, primarily due to an inheritance and trust dissolution.
Summary
- William E. Young, a Director of SOUTHERN MISSOURI BANCORP, INC. (SMBC), filed a Form 4 disclosing changes in his beneficial ownership.
- On September 18, 2025, 130 shares of Common Stock were distributed from the Sarah Ann Young Revocable Trust to direct ownership, with a transaction price of $0.
- On the same date, 65 shares of Common Stock were acquired indirectly by Mr. Young via a revocable trust, also with a transaction price of $0.
- These transactions are related to the dissolution of the Sarah Ann Young Revocable Trust and an inheritance, in accordance with the decedent's estate plan and applicable inheritance laws.
- Following these transactions, Mr. Young beneficially owns 95,052 shares indirectly through a revocable trust, 3,488 shares indirectly through an IRA, 1,400 shares directly, and 2,351 shares indirectly as custodian for his son.
- Mr. Young also holds derivative securities in the form of a right to buy 7,500 shares of Common Stock at an exercise price of $46.94.
- These options vest in 20% installments over five years, with the first installment vesting on February 21, 2024, and the remaining installments vesting annually thereafter, expiring on February 21, 2033.
Sentiment
Score: 5
Explanation: The filing is neutral as it reports personal ownership changes due to inheritance and trust dissolution, which do not reflect a positive or negative sentiment towards the company's operational performance or future prospects.
Positives
- Increased transparency regarding insider ownership structure.
- Director Young maintains significant beneficial ownership in the company, including 7,500 derivative securities.
Negatives
- No direct negative financial implications for the company are indicated by these personal ownership changes.
Risks
- No specific company-related risks are mentioned in this Form 4 filing.
Future Outlook
The filing does not provide forward-looking statements or guidance regarding the company's future performance, focusing solely on changes in insider beneficial ownership.
Industry Context
This Form 4 filing is a routine disclosure of insider ownership changes and does not provide information relevant to broader industry trends or competitive analysis. The transactions are personal in nature, related to an inheritance and trust dissolution, rather than strategic investment decisions.
Comparison to Industry Standards
- NA
Stakeholder Impact
- Shareholders: Provides transparency regarding a director's beneficial ownership structure, but the transactions themselves (due to inheritance) are unlikely to signal significant investment sentiment.
Next Steps
- Annual vesting of remaining derivative security installments after February 21, 2024.
Key Dates
| Date | Description |
|---|---|
| 02/21/2024 | First installment vesting date for derivative securities (20% of 7,500 shares). |
| 09/18/2025 | Date of reported transactions for common stock acquisition and disposition. |
| 09/24/2025 | Signature date of the reporting person. |
| 02/21/2033 | Expiration date for derivative securities. |
Keywords
SOUTHERN MISSOURI BANCORP, SMBC, Form 4, Insider Trading, Beneficial Ownership, Director, Stock Options, Inheritance, Trust Dissolution
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