SCHEDULE: JPMorgan Chase & Co. Discloses 3.7% Stake in SoFi

JPMorgan Chase & Co. filed an amended Schedule 13G, reporting a 3.7% beneficial ownership stake in SoFi Technologies, Inc. as of January 30, 2026.

Summary

• JPMorgan Chase & Co. beneficially owns 47,207,186 shares of SoFi Technologies, Inc. common stock.
• This ownership represents 3.7% of SoFi Technologies, Inc.'s outstanding common stock.
• JPMorgan Chase & Co. holds sole voting power over 42,579,387 shares and shared voting power over 236,897 shares.
• JPMorgan Chase & Co. holds sole dispositive power over 46,976,252 shares and shared dispositive power over 227,466 shares.
• The filing was made as an amendment (Amendment No. 1) to a previous Schedule 13G.
• The beneficial ownership is held through various subsidiaries, including J.P. Morgan Trust Company of Delaware, J.P. Morgan Securities LLC, and JPMorgan Chase Bank, National Association.

Sentiment

Score: 7

Explanation: StockSavvy.ai views this as a moderately positive signal, as a large institutional holding by JPMorgan Chase & Co. in SoFi Technologies, Inc. suggests a degree of confidence or a routine investment by a major financial player.

Management Comments

• JPMorgan Chase & Co. certifies that the securities were acquired and are held in the ordinary course of business.
• JPMorgan Chase & Co. certifies that the securities were not acquired and are not held for the purpose or with the effect of changing or influencing the control of SoFi Technologies, Inc.

Industry Context

StockSavvy.ai notes that a significant beneficial ownership stake by a major financial institution like JPMorgan Chase & Co. in a fintech company such as SoFi Technologies, Inc. can signal institutional confidence or a strategic investment, reflecting broader trends in the integration of traditional finance with digital platforms.

Stakeholder Impact

• Shareholders: The disclosure of a significant institutional holder like JPMorgan Chase & Co. may be viewed positively by other investors, potentially influencing market perception and liquidity.

Key Dates

Keywords

SoFi Technologies, JPMorgan Chase & Co., Beneficial Ownership, Schedule 13G, Common Stock, Institutional Investor, Financial Services