Net income for 2025 increased to $134.2 million, up from $131.3 million in 2024, representing a 2.2% increase. Diluted earnings per share (EPS) rose to $3.49 in 2025 from $3.41 in 2024. Net interest income (NII) increased by $15.3 million, or 4.57%, to $350.1 million in 2025. Net interest margin (NIM) on a fully taxable equivalent (FTE) basis improved by 8 basis points to 3.90% in 2025. Total assets grew by $213.0 million to $9.9 billion at December 31, 2025. Total portfolio loans increased by $329.0 million, or 4.3%, reaching $8.1 billion. Total deposits increased by $175.7 million, or 2.3%, to $8.0 billion, with customer deposits rising by $220.5 million. The company maintains strong capital ratios, exceeding well-capitalized standards with a CET1 ratio of 14.32% and a Total Capital ratio of 16.19% at December 31, 2025. A new $100 million share repurchase program was authorized on January 21, 2026, replacing the previous plan, with $37.2 million repurchased as of February 25, 2026.