13F-NT: S&T Bancorp Files 13F Notice for Q3 2025

S&T Bancorp Inc. filed a 13F Notice for the quarter ended September 30, 2025, indicating its holdings are reported by another manager, S&T Bank.

Summary

• S&T Bancorp Inc. submitted a Form 13F-NT to the SEC for the quarter ending September 30, 2025.
• This filing is a 13F Notice, meaning S&T Bancorp Inc. itself is not reporting any holdings in this specific document.
• All investment holdings for S&T Bancorp Inc. are reported by another institutional investment manager, S&T Bank (CIK 028-064460).
• The report was signed by Mark Kochvar, Senior Executive Vice President & CFO, on November 14, 2025.

Sentiment

Score: 5

Explanation: Neutral, as this is a routine regulatory notice filing that provides no new financial or operational information beyond compliance.

Positives

• Compliance with SEC regulatory reporting requirements for institutional investment managers.

Negatives

• No direct investment holdings or performance data are disclosed in this specific filing, requiring reference to S&T Bank's separate report for portfolio details.

Risks

• The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
• Readers should not assume that the information is accurate and complete.

Future Outlook

This filing does not contain any forward-looking statements or guidance regarding future financial performance or strategic direction.

Management Comments

• The person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Industry Context

13F filings are standard regulatory disclosures for institutional investment managers. This notice indicates S&T Bancorp's consolidated reporting structure, where a subsidiary, S&T Bank, handles the actual holdings disclosure. This is a common practice for parent companies with investment management subsidiaries to streamline reporting.

Comparison to Industry Standards

• This filing represents a standard regulatory compliance document for institutional investment managers, aligning with industry norms.
• Many financial holding companies utilize a 'notice' filing when their investment management activities are conducted and reported by a subsidiary, which is a common industry practice.
• The reporting structure is comparable to other financial institutions that delegate 13F reporting to specific investment management entities within their corporate structure.

Stakeholder Impact

• Shareholders: Provides transparency regarding the reporting structure for investment holdings, confirming regulatory compliance. No direct impact on share price from this notice alone.
• Regulatory Authorities: Demonstrates compliance with SEC Form 13F filing requirements.

Next Steps

• S&T Bank, the designated reporting manager, will file the actual 13F Holdings Report detailing the investment portfolio, which will contain the specific investment positions.

Key Dates

Keywords

S&T Bancorp, 13F-NT, SEC filing, institutional investment manager, holdings report, S&T Bank, Q3 2025