Form 4: Director Sharon McGinnis Acquires Rhinebeck Bancorp Shares

Director Sharon McGinnis acquired 1,624 shares of Rhinebeck Bancorp common stock via a restricted stock grant.

Summary

• Director Sharon McGinnis received a grant of 1,624 shares of common stock in Rhinebeck Bancorp, Inc. (RBKB).
• The transaction occurred on May 26, 2026.
• The shares were acquired at a price of $0 per share as part of a restricted stock award.
• The total beneficial ownership for the director following this transaction is 1,624 shares.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a routine administrative filing regarding director compensation and equity alignment, having no material impact on the company's financial position.

Positives

• Alignment of director interests with shareholders through equity ownership.

Negatives

• None identified.

Risks

• Vesting schedule requires continued service for full realization of equity value.

Future Outlook

The shares vest at a rate of 33 1/3% per year starting May 26, 2027, indicating a three-year retention period.

Industry Context

StockSavvy.ai notes that director equity grants are standard corporate governance practices in the regional banking sector to ensure long-term alignment between board members and shareholders.

Comparison to Industry Standards

• The grant of restricted stock to directors is consistent with standard compensation practices for publicly traded community banks.

Stakeholder Impact

• Shareholders benefit from increased director alignment with company performance.

Next Steps

• Vesting of the first tranche of 33 1/3% of the shares on May 26, 2027.

Key Dates

Keywords

Rhinebeck Bancorp, RBKB, Insider Trading, Form 4, Director Equity, Banking