SCHEDULE: Private Management Group Boosts Repay Holdings Stake

Private Management Group Inc. has reported a 6.64% beneficial ownership stake in Repay Holdings Corp. common stock as of December 31, 2025.

Summary

• Private Management Group Inc. (PMG) reported beneficial ownership of 5,412,492 shares of Repay Holdings Corp. common stock.
• This represents 6.64% of the class, calculated based on 81,570,610 shares outstanding as of September 30, 2025, per Repay Holdings Corp.'s balance sheet.
• Alternatively, if 86,062,133 shares are outstanding (as reflected on the Form 10-Q coversheet for Q3 2025 and confirmed by a corporate representative), the ownership percentage would be 6.29%.
• PMG, an investment adviser, holds sole voting and dispositive power over all 5,412,492 shares.
• The shares were acquired in the ordinary course of business and not for the purpose of changing or influencing control of Repay Holdings Corp.

Sentiment

Score: 7

Explanation: StockSavvy.ai views this as a moderately positive signal, as a significant institutional investor has taken a substantial, passive stake in Repay Holdings Corp., suggesting confidence without activist intent.

Positives

• A significant institutional investor, Private Management Group Inc., has taken a substantial stake (over 5%) in Repay Holdings Corp., indicating confidence in the company.
• The acquisition was made in the ordinary course of business, suggesting a passive, long-term investment strategy rather than activist intent.

Negatives

• The filing itself does not contain negative information about Repay Holdings Corp.; it is a disclosure of ownership.
• A slight discrepancy in the reported total outstanding shares (81,570,610 vs. 86,062,133) could lead to minor confusion regarding the exact percentage of ownership.

Future Outlook

The filing is a disclosure of beneficial ownership and does not contain forward-looking statements or guidance from Repay Holdings Corp. or Private Management Group Inc. regarding future performance or strategy.

Industry Context

StockSavvy.ai notes that institutional ownership disclosures like this Schedule 13G provide transparency into significant investor positions. For Repay Holdings Corp., a payment processing company, a substantial stake by an investment adviser like Private Management Group Inc. can signal institutional confidence in its market position and growth prospects within the competitive fintech industry, potentially influencing other investors.

Comparison to Industry Standards

• This filing is a standard Schedule 13G disclosure, indicating a passive investment stake above 5%.
• In the investment management industry, it is common for investment advisers like Private Management Group Inc. to file such reports when their aggregate holdings on behalf of clients cross the 5% threshold, demonstrating compliance with regulatory requirements.

Stakeholder Impact

• Shareholders: Increased transparency regarding institutional ownership and potential positive sentiment from a significant investor's stake.
• Management: Awareness of a large, passive institutional holder, which typically implies a focus on long-term value.

Key Dates

Recommendation

The filing indicates a significant institutional investor has taken a passive stake in Repay Holdings Corp., which is generally a positive signal of confidence. However, it does not provide new financial performance data or strategic updates from the company itself to warrant a 'buy' or 'sell' recommendation. Therefore, a 'hold' recommendation is appropriate, suggesting investors maintain their current position while awaiting further operational or financial disclosures from Repay Holdings Corp.

Keywords

Repay Holdings Corp, Private Management Group, Common Stock, Institutional Ownership, Investment Adviser, SEC Filing, Schedule 13G, Payment Processing