SCHEDULE: Intracoastal Capital Discloses 4.99% Stake in Reliance Global

Sentiment:

Beneficial Ownership Report


Intracoastal Capital LLC, along with Mitchell P. Kopin and Daniel B. Asher, reported a 4.99% beneficial ownership stake in Reliance Global Group, Inc. common stock.

Capital raiseThe beneficial ownership stems from a Securities Purchase Agreement (SPA) executed on January 28, 2026.The SPA involved the issuance of 1,180,000 shares of Common Stock and two warrants (Intracoastal Warrant 1 and Intracoastal Warrant 2) to Intracoastal Capital.As of February 2, 2026, 7,219,259 shares of Common Stock were issued at the closing of the transaction contemplated by the SPA.116,297 shares of Common Stock were issued to Intracoastal upon exercise of Intracoastal Warrant 1.

Summary

  • Reporting persons Mitchell P. Kopin, Daniel B. Asher, and Intracoastal Capital LLC collectively beneficially own 942,906 shares of Reliance Global Group, Inc. common stock.
  • This ownership represents approximately 4.99% of the outstanding common stock.
  • The ownership includes 116,297 shares directly held by Intracoastal and 826,609 shares issuable upon exercise of Intracoastal Warrant 2.
  • The beneficial ownership percentage is capped at 4.99% due to blocker provisions in the warrants, preventing the holders from exceeding this threshold.
  • Without these blocker provisions, the reporting persons would have beneficial ownership of 2,708,891 shares.
  • The securities were not acquired for the purpose of changing or influencing control of the issuer.

Sentiment

Score: 6

Explanation: StockSavvy.ai views this as a moderately positive development, as a significant investor group has taken a substantial stake, suggesting confidence, but the passive nature and blocker provisions limit immediate impact.

Positives

  • A significant institutional investor group has taken a substantial stake, indicating potential confidence in the company.
  • The presence of blocker provisions suggests a strategic approach to avoid triggering certain regulatory thresholds or control implications.

Negatives

  • The 4.99% cap due to blocker provisions limits the immediate voting and dispositive power, potentially indicating a passive investment strategy rather than an active push for change.

Risks

  • Potential dilution risk from the future exercise of warrants, although current blocker provisions manage the immediate impact on beneficial ownership percentage.

Future Outlook

NA

Industry Context

StockSavvy.ai notes that Schedule 13G filings are routine disclosures for passive investors acquiring significant stakes, typically below 5% or without intent to influence control. This filing indicates a notable, albeit passive, investment in Reliance Global Group, Inc. by Intracoastal Capital and its principals.

Stakeholder Impact

  • Shareholders: Increased institutional ownership could be seen as a vote of confidence, potentially stabilizing the stock.

Key Dates

DateDescription
2026-01-14Issuer reported 10,733,753 shares of Common Stock outstanding.
2026-01-28Execution of the Securities Purchase Agreement (SPA) with the Issuer, which is the event requiring this filing.
2026-01-29Form 424B4 prospectus filed by the Issuer disclosing the SPA.
2026-02-02Close of business date for beneficial ownership calculation and filing date of Schedule 13G.

Recommendation

hold

The filing indicates a significant, albeit passive, investment by Intracoastal Capital and its principals in Reliance Global Group. While this suggests a degree of confidence from a sophisticated investor, the 4.99% ownership cap and the stated intent not to influence control suggest a long-term, non-activist position. This disclosure alone does not provide sufficient new information to warrant a 'buy' or 'sell' recommendation, but rather supports a 'hold' for existing investors awaiting further operational or strategic updates from the company.

Keywords

Reliance Global Group, Intracoastal Capital, Mitchell P. Kopin, Daniel B. Asher, Schedule 13G, Beneficial Ownership, Common Stock, Warrants, SEC Filing, Investment, Shareholder

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