Form 4: RBB Bancorp Executive Receives RSU Grant

EVP and Chief Risk Officer Mina Rizkalla was granted restricted stock units as part of RBB Bancorp's equity compensation program.

Summary

• Mina Rizkalla, EVP and Chief Risk Officer of RBB Bancorp, was granted 3,873 restricted stock units (RSUs) on May 13, 2026.
• The new RSU grant vests in three equal annual installments beginning one year after the grant date.
• The filing also clarifies that previous RSU grants held by the executive will be settled in common stock upon vesting.
• The executive maintains a direct beneficial ownership of 1,447 shares of common stock.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral administrative filing regarding executive compensation that does not signal a change in company strategy or financial health.

Positives

• Equity-based compensation aligns the interests of the Chief Risk Officer with those of shareholders.
• The vesting schedule encourages long-term retention of key management personnel.

Negatives

• The issuance of new RSUs results in potential future dilution for existing shareholders.

Risks

• Market volatility could impact the ultimate value of the equity compensation granted to the executive.
• Failure to meet performance or retention conditions could result in the forfeiture of unvested units.

Future Outlook

The filing does not provide forward-looking financial guidance, focusing solely on executive equity compensation.

Management Comments

• The filing confirms that grants of RSUs will be settled in common stock.

Industry Context

StockSavvy.ai notes that standard equity compensation filings for bank executives are routine and generally reflect standard corporate governance practices regarding long-term incentive alignment.

Comparison to Industry Standards

• The use of multi-year vesting schedules for RSUs is consistent with standard executive compensation practices in the regional banking sector.
• Settlement of RSUs in common stock is a standard practice to preserve cash liquidity for the institution.

Stakeholder Impact

• Minor potential dilution for shareholders upon the eventual settlement of RSUs into common stock.

Next Steps

• Vesting of RSU tranches beginning in 2027.

Key Dates

Keywords

RBB Bancorp, RBB, Form 4, Executive Compensation, Restricted Stock Units, Insider Trading, Equity Grant