Form 4: QCRH CEO McNew Reports Equity Grants and Stock Holdings

QCR Holdings Inc. President and CEO, Monte C McNew, reported recent acquisitions of common stock and performance-based restricted stock units.

Summary

• Monte C McNew, President & CEO of GBank (QCR Holdings Inc.), reported several transactions involving QCRH common stock and performance shares.
• Acquired 168 shares of common stock at $53.87, 148 shares at $53.31, and 137 shares at $56.79 on March 1, 2026.
• Direct beneficial ownership of common stock increased to 5,043 shares following these transactions.
• Indirect beneficial ownership of common stock remains 2,130.13 shares through a managed account.
• Received grants of performance shares (Restricted Stock Units or RSUs) on March 1, 2026, including 207 units at $53.31, 233 units at $53.87, and 192 units at $56.79.
• An additional grant of 547 performance shares was received on March 2, 2026, at $87.99, which is anticipated to be settled in cash.
• All RSU grants vest in four annual equal installments, with vesting start dates ranging from March 1, 2023, to March 2, 2027.

Sentiment

Score: 6

Explanation: StockSavvy.ai views this as a routine disclosure of executive compensation, which generally fosters alignment between management and shareholder interests, indicating a neutral to slightly positive sentiment.

Positives

• Increased direct beneficial ownership of common stock by a key executive, which generally aligns management's interests with those of shareholders.
• The grants of Restricted Stock Units (RSUs) represent performance-based compensation, incentivizing long-term company performance and executive retention.

Future Outlook

The reporting person will receive shares of QCR Holdings, Inc. common stock or cash equivalents as the Restricted Stock Units vest in four annual equal installments, with vesting periods extending up to March 2, 2027.

Industry Context

StockSavvy.ai notes that equity compensation, particularly through Restricted Stock Units (RSUs) with multi-year vesting schedules, is a standard practice in the financial services industry. This approach is designed to align the long-term interests of executives with those of shareholders, promoting stability and sustained performance in a highly regulated sector like banking.

Comparison to Industry Standards

• The use of Restricted Stock Units (RSUs) as a form of executive compensation is a widely adopted practice across various industries, including financial institutions such as JPMorgan Chase, Bank of America, and Wells Fargo.
• These companies frequently grant RSUs with similar multi-year vesting schedules (e.g., 3-5 years) to retain talent and incentivize performance.
• The vesting in four annual equal installments is a common structure, comparable to compensation plans seen at regional banks and larger financial conglomerates.
• The inclusion of both stock and cash settlement options for RSUs is also a flexible approach observed in the market.

Stakeholder Impact

• Shareholders: The increase in executive equity ownership, even through compensation, generally signals alignment of interests and can be viewed positively.
• Employees: The compensation structure for a key executive may set a precedent or reflect broader compensation philosophies within the company.

Next Steps

• Continued vesting of Restricted Stock Units in annual installments.
• Potential settlement of vested RSUs in common stock or cash equivalent upon vesting.

Key Dates

Keywords

QCR Holdings, QCRH, Monte C McNew, Form 4, Insider Transaction, Restricted Stock Units, RSU, Performance Shares, Equity Compensation, Beneficial Ownership, Banking