Form 4: Provident Financial SVP Sells Shares

Provident Financial Holdings Senior Vice President Gwendolyn Wertz sold 4,800 shares of common stock for $15.64 per share.

Summary

• Gwendolyn Wertz, Senior Vice President of Provident Financial Holdings Inc. (PROV), reported a sale of 4,800 shares of common stock.
• The transaction occurred on November 12, 2025, with shares sold at a price of $15.64 each.
• Following this transaction, Ms. Wertz beneficially owns a total of 27,826 shares.
• This total includes 20,537 shares held directly and 7,289 shares held indirectly through an Employee Stock Ownership Plan (ESOP).
• The beneficial ownership also comprises 9,000 shares of restricted stock under the Provident 2022 Equity Incentive Plan, with 50% vesting on May 23, 2026, and the remaining 50% on May 23, 2028.
• Additionally, 1,675 shares of restricted stock under the Provident 2013 Equity Incentive Plan are included, which are scheduled to vest on August 12, 2026.

Sentiment

Score: 5

Explanation: The filing reports a routine insider stock sale, which is generally considered neutral in terms of company sentiment unless it represents a significant portion of holdings or is part of a larger trend. This transaction appears to be a standard disposition.

Future Outlook

NA

Industry Context

This filing is a routine disclosure of an insider stock transaction, common across all publicly traded companies. It does not provide information related to broader industry trends or competitive landscape.

Stakeholder Impact

• Shareholders: A routine insider sale of this size is unlikely to have a significant direct impact on the company's share price or investor sentiment. It represents a normal course of action for executives managing their personal portfolios.

Next Steps

• Vesting of 50% of 9,000 restricted stock shares on May 23, 2026.
• Vesting of 1,675 restricted stock shares on August 12, 2026.
• Vesting of the remaining 50% of 9,000 restricted stock shares on May 23, 2028.

Key Dates

Keywords

Provident Financial Holdings, PROV, Insider Trading, Form 4, Stock Sale, Executive Compensation, Restricted Stock, ESOP