Form 4: PNFP Director Gifts 2,000 Shares in Pre-Planned Transaction

Pinnacle Financial Partners Director Abney S. Boxley III reported gifting 2,000 shares of common stock in a pre-planned transaction.

Summary

• Abney S. Boxley III, a Director of Pinnacle Financial Partners Inc. (PNFP), reported a disposition of 2,000 shares of PNFP Common Stock.
• The transaction, coded as a gift ('G'), occurred on October 20, 2025, with a price of $0 per share.
• The transaction was made pursuant to a Rule 10b5-1(c) plan, indicating it was a pre-scheduled event.
• Following this transaction, Mr. Boxley directly beneficially owns 23,707 shares of PNFP Common Stock.
• Additionally, Mr. Boxley indirectly beneficially owns 6,971 shares through his children and 13,087 shares through Boxley Family, LLC.

Sentiment

Score: 5

Explanation: The filing reports a routine insider gift transaction under a 10b5-1 plan, which is generally neutral in sentiment. It reflects a change in direct beneficial ownership but not a sale for cash, and the shares remain within the family's indirect ownership.

Positives

• The transaction was conducted under a Rule 10b5-1 plan, indicating a pre-planned and systematic approach to share management, which can reduce concerns about opportunistic insider trading.
• The shares remain within the broader beneficial ownership of the Boxley family, maintaining a connection to the company.

Negatives

• The direct beneficial ownership of a director decreased by 2,000 shares, although this is a gift and not a sale for cash.

Future Outlook

This filing does not contain any forward-looking statements or guidance regarding the company's future performance.

Industry Context

This is a routine insider transaction filing and does not provide information directly related to broader industry trends or competitor activities in the financial services sector.

Stakeholder Impact

• Shareholders: A minor change in the direct beneficial ownership of a director, with shares moving to indirect family ownership. This is unlikely to have a material impact on the company's stock or governance.

Key Dates

Keywords

PNFP, Pinnacle Financial Partners, Insider Transaction, Form 4, Director, Stock Gift, Beneficial Ownership, 10b5-1 Plan