Net income available to common shareholders increased by 36.3% to $626.7 million in 2025, up from $459.9 million in 2024. Diluted earnings per common share rose to $8.07 in 2025, a 35.4% increase from $5.96 in 2024. Total assets grew by 9.7% to $57.7 billion at December 31, 2025, compared to $52.6 billion at December 31, 2024. Total loans, net of unearned income, increased by 10.3% to $39.2 billion in 2025 from $35.5 billion in 2024. Total deposits increased by 10.6% to $47.4 billion at December 31, 2025, up from $42.8 billion at December 31, 2024. Net interest income increased by 13.4% to $1.5 billion in 2025, compared to $1.4 billion in 2024, driven by organic loan growth and a declining cost of funds. The net interest margin improved to 3.24% in 2025 from 3.16% in 2024. Noninterest income saw a substantial increase of 36.5% to $506.6 million in 2025, largely due to an 87.3% increase in income from the equity method investment in Bankers Healthcare Group (BHG). The provision for credit losses decreased by 11.1% to $107.2 million in 2025 from $120.6 million in 2024, partly due to reductions in specific reserves and improved borrower conditions. Noninterest expense increased by 12.8% to $1.2 billion in 2025, primarily due to higher salaries and employee benefits ($100.4 million increase) and merger-related expenses ($21.7 million). The efficiency ratio improved to 56.83% in 2025 from 59.59% in 2024. The allowance for credit losses on loans as a percentage of total loans decreased to 1.13% at December 31, 2025, from 1.17% at December 31, 2024. Nonperforming assets to total assets improved to 0.25% at December 31, 2025, from 0.28% at December 31, 2024. The merger with Synovus Financial Corp. was completed on January 1, 2026, forming New Pinnacle Financial Partners, Inc. headquartered in Atlanta, Georgia.