Form 4: PFIS Director Elisa Ramirez Granted Stock Award
Insider Transaction Report
Peoples Financial Services Corp. director Elisa Ramirez was granted 297 shares of common stock as part of the company's director compensation plan, effective January 30, 2026.
Summary
- Director Elisa Z. Ramirez was granted 297 shares of Peoples Financial Services Corp. common stock.
- The grant was a stock award under the company's director compensation plan.
- The transaction date for this grant is January 30, 2026.
- The shares were acquired at a price of $0, indicating a grant rather than a purchase.
- Following this transaction, Ms. Ramirez will beneficially own 1,762.85 shares directly and 2,680 shares indirectly through an IRA.
- Direct ownership includes 1,262.85 shares held individually (with 46.1260 shares acquired in 2025 via the Dividend Reinvestment and Stock Purchase Plan) and 500 shares held jointly with her spouse.
- The transaction was made pursuant to a Rule 10b5-1(c) plan.
Sentiment
Score: 6
Explanation: StockSavvy.ai views this as a neutral to slightly positive event, reflecting standard director compensation practices and aligning director interests with shareholders, without indicating any significant operational or financial changes.
Positives
- The grant of 297 shares to Director Elisa Z. Ramirez aligns her interests with shareholders.
- The use of a Rule 10b5-1(c) plan indicates a pre-arranged, transparent transaction.
Future Outlook
The filing indicates a future stock award transaction scheduled for January 30, 2026, as part of the company's ongoing director compensation plan.
Industry Context
StockSavvy.ai notes that stock awards are a common component of director compensation in the financial services industry, aligning director incentives with long-term shareholder value. The use of a 10b5-1 plan for such grants is standard practice for insider transactions.
Corporate Governance
| Change Type | Description | Effective Date | Impact Assessment |
|---|---|---|---|
| Compensation Policy Implementation | Grant of stock award to a director as part of the company's established director compensation plan. | 01/30/2026 | Reinforces alignment of director incentives with shareholder interests through equity ownership. |
Related Party Transactions
- The stock award to Director Elisa Z. Ramirez is a related party transaction, as it involves compensation from the company to a member of its board of directors.
Stakeholder Impact
- Shareholders: Increased alignment of director's interests with shareholder value through equity ownership.
Key Dates
| Date | Description |
|---|---|
| 2025 | 46.1260 shares acquired by Ms. Ramirez via the Issuer's Dividend Reinvestment and Stock Purchase Plan. |
| 01/30/2026 | Date of stock award grant to Director Elisa Z. Ramirez. |
| 02/03/2026 | Date the Form 4 was signed by Attorney in Fact for Elisa Z. Ramirez. |
Keywords
Peoples Financial Services Corp., PFIS, Elisa Z Ramirez, Director Compensation, Stock Award, Form 4, Insider Transaction, Equity Grant, 10b5-1 Plan
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