10-K/A: Pagaya Technologies Ltd. Files 2025 Annual Report Amendment
Annual Report Amendment
Pagaya Technologies Ltd. has filed an amendment to its 2025 Form 10-K to include Part III information, covering directors, executive compensation, and related party transactions.
Summary
- Pagaya Technologies Ltd. is filing an amendment (Amendment No. 1) to its Annual Report on Form 10-K for the fiscal year ended December 31, 2025.
- This amendment is specifically to include the information required by Items 10 through 14 of Part III of Form 10-K, which was previously omitted.
- The omitted Part III information pertains to Directors, Executive Officers and Corporate Governance; Executive Compensation; Security Ownership of Certain Beneficial Owners and Management; Certain Relationships and Related Transactions; and Principal Accountant Fees and Services.
- The amendment also updates the Form 10-K cover page to reflect the number of shares outstanding as of April 20, 2026.
- Currently dated certifications pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 have been added to Item 15.
- This amendment does not alter or update any other items or disclosures from the original Form 10-K filing and does not reflect events subsequent to the original filing date.
Sentiment
Score: 5
Explanation: StockSavvy.ai views this filing as neutral, as it is a procedural amendment to fulfill regulatory requirements rather than a substantive update on company performance or strategy.
Future Outlook
The filing is an amendment to a previous annual report and does not contain new forward-looking statements or guidance beyond what was in the original filing.
Industry Context
StockSavvy.ai notes that this filing is a procedural update to ensure compliance with SEC regulations regarding the timely disclosure of corporate governance and executive compensation details, which are critical for investor understanding of company operations and management.
Corporate Governance
| Change Type | Description | Effective Date | Impact Assessment |
|---|---|---|---|
| Disclosure Update | Inclusion of detailed information on Directors, Executive Officers, and Corporate Governance practices. | 2025-12-31 | Enhances transparency for investors regarding the company's leadership and governance structure. |
| Disclosure Update | Inclusion of detailed information on Executive Compensation. | 2025-12-31 | Provides investors with insights into how executive performance is incentivized and rewarded. |
| Disclosure Update | Inclusion of information on Security Ownership of Certain Beneficial Owners and Management. | 2025-12-31 | Clarifies ownership structures and potential influence of major shareholders and management. |
| Disclosure Update | Inclusion of information on Certain Relationships and Related Party Transactions. | 2025-12-31 | Ensures transparency regarding transactions between the company and its related parties. |
| Disclosure Update | Inclusion of information on Principal Accountant Fees and Services. | 2025-12-31 | Provides details on the relationship and fees paid to the company's independent auditor. |
Stakeholder Impact
- Shareholders: Increased transparency regarding corporate governance, executive compensation, and ownership structures.
- Management: Compliance with SEC disclosure requirements is maintained.
- Employees: Indirectly impacted by the company's adherence to regulatory standards.
Next Steps
- The company will file its definitive proxy statement for the 2026 annual general meeting of shareholders, which will contain the Part III information.
- Investors can refer to the original Form 10-K for the fiscal year ended December 31, 2025, for detailed financial and operational information.
Key Dates
| Date | Description |
|---|---|
| 2025-12-31 | Fiscal year end for the original Form 10-K filing. |
| 2026-03-02 | Date the original Form 10-K was filed. |
| 2026-04-20 | Date as of which the number of outstanding shares of Class A Ordinary Shares, Class B Ordinary Shares, and Series A Preferred Shares is reported. |
| 2026-04-30 | Date of the Amendment No. 1 filing and the certifications. |
Keywords
Pagaya Technologies, 10-K Amendment, SEC Filing, Corporate Governance, Executive Compensation, Directors, Financial Reporting
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