4/A: Orange County Bancorp Director Reports Stock Transactions

Olga Luz Tirado, a Director at Orange County Bancorp, Inc., reported transactions involving common stock and phantom stock.

Summary

• Olga Luz Tirado, a Director at Orange County Bancorp, Inc., filed a Form 4 detailing changes in her beneficial ownership of company securities.
• The filing indicates a transaction on March 16, 2026, with an original filing date of March 17, 2026.
• Tirado directly owns 2,963 shares of Common Stock.
• She also holds 243 shares of Phantom Stock, which are the economic equivalent of common stock and payable upon separation from service as a director.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this filing as neutral, as it reports routine insider transactions without indicating significant positive or negative developments for the company.

Positives

• Director Olga Luz Tirado directly holds a significant number of common shares (2,963).
• The phantom stock represents a commitment to future value equivalent to common stock for the director upon service separation.

Risks

• The phantom stock is payable upon separation from service, which could imply potential future departures or changes in directorship.
• The filing is an amendment to a previous filing, suggesting a potential correction or update to initial disclosures.

Future Outlook

The filing does not contain forward-looking statements or guidance regarding future financial performance. It solely reports on changes in beneficial ownership.

Industry Context

StockSavvy.ai notes that Form 4 filings are standard disclosures for insider transactions, providing transparency into the holdings and activities of company directors and officers. This filing by a director of Orange County Bancorp, Inc. is typical for maintaining regulatory compliance.

Stakeholder Impact

• Shareholders: Increased transparency into director holdings, which can inform investment decisions.
• Management: Reinforces the importance of regulatory compliance regarding beneficial ownership disclosures.

Key Dates

Keywords

Orange County Bancorp, OBT, Form 4, Director, Beneficial Ownership, Common Stock, Phantom Stock, Insider Trading, SEC Filing