Form 4: Director Jonathan Rouis Reports Orange County Bancorp Stock Transactions

Director Jonathan F. Rouis of Orange County Bancorp, Inc. reported transactions involving common stock and phantom stock, with a transaction date of July 1, 2026.

Summary

• Director Jonathan F. Rouis reported changes in beneficial ownership of Orange County Bancorp, Inc. stock.
• The transactions include common stock and phantom stock.
• The earliest transaction date reported is July 1, 2026.
• Rouis directly owns 9,166 shares of common stock and indirectly owns 400 shares through his spouse.
• He also holds 7,380 shares of phantom stock, which are economically equivalent to common stock and payable upon separation from service as a director.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral filing, as it reports standard insider transactions without indicating significant buying or selling pressure that would strongly influence share price.

Positives

• Director Rouis continues to hold a significant number of shares, indicating continued commitment to the company.
• The reporting of phantom stock suggests a long-term incentive structure for directors.

Negatives

• The filing does not provide details on the specific nature or value of any stock dispositions, only acquisitions or changes in beneficial ownership.

Risks

• The phantom stock becomes payable upon separation from service, which could represent a future cash outflow for the company.
• Indirect ownership through a spouse could introduce complexities in tracking beneficial ownership.

Future Outlook

The filing does not contain forward-looking statements or guidance. It solely reports on changes in beneficial ownership.

Management Comments

• "Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person."
• "Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person."
• "Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director."

Industry Context

StockSavvy.ai notes that Form 4 filings are standard disclosures for insider transactions, providing transparency into the holdings and activities of company directors and officers. This filing indicates continued director involvement and compensation structures typical in the financial services sector.

Related Party Transactions

• Indirect ownership of 400 shares of common stock by spouse.

Stakeholder Impact

• Shareholders: Increased transparency into director holdings and compensation structures.
• Employees: No direct impact indicated.
• Creditors: No direct impact indicated.

Next Steps

• The phantom stock will become payable upon the reporting person's separation from service as a director.

Key Dates

Keywords

Form 4, SEC Filing, Beneficial Ownership, Insider Trading, Orange County Bancorp, OBT, Director, Common Stock, Phantom Stock, Stock Transaction