Form 4: OppFi Officer Sells Shares Under 10b5-1 Plan

OppFi's Chief Risk & Analytics Officer, Christopher J. McKay, sold 1,107 shares and had 576 shares withheld for taxes on November 3, 2025.

Summary

• Christopher J. McKay, Chief Risk & Analytics Officer of OppFi Inc. (OPFI), reported transactions involving Class A Common Stock.
• On November 3, 2025, McKay sold 1,107 shares of Class A Common Stock at a price of $9.85 per share.
• This sale was executed pursuant to a Rule 10b5-1 trading plan adopted on December 10, 2024.
• Additionally, 576 shares were withheld on November 3, 2025, at a deemed price of $10.05 per share, to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.
• Following these reported transactions, Christopher J. McKay beneficially owns 170,446 shares of OppFi Inc. Class A Common Stock.

Sentiment

Score: 5

Explanation: The filing is a routine Form 4 disclosing insider transactions, specifically a pre-planned sale and tax withholding. It does not provide operational or financial performance updates, thus maintaining a neutral sentiment regarding the company's prospects.

Positives

• The sale of 1,107 shares was conducted under a pre-arranged Rule 10b5-1 trading plan, indicating it was not a reaction to recent negative company developments.

Negatives

• An insider sale, even if pre-planned, can sometimes be perceived negatively by the market, potentially signaling a lack of confidence, although the 10b5-1 plan mitigates this interpretation.

Risks

• No specific company risks are detailed in this Form 4 filing, as it primarily reports insider trading activity.

Future Outlook

NA

Industry Context

This Form 4 filing is specific to an individual insider's transactions and does not provide broader industry context or trends.

Stakeholder Impact

• Shareholders: The sale of shares by a key officer, even if pre-planned, could be interpreted by some as a reduction in direct equity alignment, though the 10b5-1 plan mitigates concerns about immediate market timing.
• Employees, customers, suppliers, creditors: No direct or material impact from this specific insider transaction.

Key Dates

Keywords

OppFi, OPFI, Insider Trading, Form 4, Stock Sale, Christopher J. McKay, Chief Risk & Analytics Officer, 10b5-1 Plan, Restricted Stock Units, Tax Withholding