OPFI.NYSEOppfi INC

Form 4: OppFi Officer Sells Shares Under 10b5-1 Plan

Sentiment:

Insider Transaction Report


OppFi's Chief Risk & Analytics Officer, Christopher J. McKay, reported routine stock transactions including a pre-planned sale and tax-related share withholding.

Summary

  • Christopher J. McKay, Chief Risk & Analytics Officer of OppFi Inc. (OPFI), reported transactions involving Class A Common Stock.
  • On August 4, 2025, McKay sold 1,106 shares of Class A Common Stock at a price of $10.43 per share.
  • This sale was conducted pursuant to a Rule 10b5-1 trading plan, which was adopted by McKay on December 10, 2024.
  • Additionally, on August 4, 2025, 357 shares of Class A Common Stock were disposed of at $10.40 per share to cover tax withholding obligations related to the settlement of a previously reported performance-based restricted stock unit award.
  • Following these reported transactions, McKay beneficially owns 183,903 shares of OppFi Inc. Class A Common Stock.

Sentiment

Score: 5

Explanation: The filing reports routine insider transactions, including a pre-planned stock sale under a Rule 10b5-1 plan and shares withheld for tax obligations, which are generally neutral events and do not indicate a change in company fundamentals.

Future Outlook

The filing does not provide any forward-looking statements or guidance regarding the company's future outlook.

Industry Context

This filing reports an individual insider's stock transactions and does not provide broader industry context or trends.

Stakeholder Impact

  • Shareholders: Minimal impact as the transactions are routine and pre-planned, not signaling a change in company fundamentals or management's confidence.

Key Dates

DateDescription
12/10/2024Rule 10b5-1 trading plan adopted by Christopher J. McKay.
08/04/2025Date of stock sale and tax withholding transactions.
08/06/2025Signature date of the Form 4 filing.

Recommendation

hold

The reported transactions are routine insider activities, including a pre-planned sale under a Rule 10b5-1 plan and shares withheld for tax purposes. These do not indicate a change in the company's fundamental outlook or performance, thus a 'hold' recommendation remains appropriate.

Keywords

OppFi, OPFI, insider trading, stock sale, Form 4, Rule 10b5-1, executive compensation, stock ownership

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